After the successful bid, the funding problem became an important problem that plagued the development of the company.
Tianyi Power Automatic Technology Development Co., Ltd. canceled the Sanhe branch and withdrew the liquid funds of the branch. The new company was very tight on funds.
The completion date stipulated in the contract was May 31, 2000. The buyer's payment method is 3, 3, 3, 1 installments. That was to say, 30% would be paid after the contract came into effect, 30% would be paid after the installation and testing were qualified, 30% would be paid after the equipment was in safe operation for one month, and the remaining 10% would be paid off as the quality assurance deposit after the equipment was in safe operation for one year.
This set of equipment had to be installed and debugged during the maintenance of the Sanhe Power Plant, and there were strict requirements for the completion period. The maintenance of the Three Rivers Power Plant was from May 12th to May 31st, a total of 20 days. If the project could not be completed on time, it would affect the operation of the generator and cause huge losses. Therefore, the penalty clause in the contract stated: " A fine of 200,000 yuan for every day of delay.
In the blink of an eye, January 2000 was about to pass. February 5th was the traditional Chinese New Year festival. Half a month before and after the Spring Festival, most of the units were on holiday, so it was difficult to find people. Time was tight and the funds were not available. Yan Yihu was anxious and restless.
Yan Yihu called Qin Ruyu and Yan Junfang over to discuss how to raise funds.
Yan Yihu said,"At present, the lack of funds is a big problem. The cost of equipment and materials for this project was 16 million yuan. Three Rivers Power Plant paid 30% in advance, which was 7.8 million yuan. We only have two million yuan in liquid funds now. There's still a funding gap of 6.2 million yuan that we need to solve urgently. If this problem could not be solved, it would affect the construction period and the consequences would be unimaginable.”
"Let's mobilize the masses to raise funds!" Qin Ruyu said. Raise the interest rate and do something good for the employees.”
Yan Junfang said," Hold a staff meeting immediately. Explain the company's current difficulties clearly and mobilize the masses to raise funds to set up a factory.”
Qin Ruyu said," The fund-raising activities will first be carried out among the officials. Only when the officials take the lead can the masses dispel their concerns and respond to the call.”
"How much interest should we pay?”
Yan Junfang said," The interest rate should be higher. The repayment period is six months. The interest rate is 1% per month and 6% for half a year. Only then will it be attractive."”
Qin Ruyu said," I think it's fine. Special circumstances require special treatment. We're in a hurry to use money now. It's easier to attract funds with a higher interest rate."”
Yan Yihu immediately held a meeting with the middle-level and above officials to raise funds. Announce the number of funds raised by the officials to the public. Then, he held a staff meeting to mobilize the masses to raise funds. In the end, they raised 1.2 million yuan. Most of the 1.2 million yuan was raised by the company's leaders. The main reason was the issue of trust. Investment risk was something that everyone had to consider. Many people thought that if the company really collapsed, the money invested would go down the drain.
This Spring Festival was really worrying. After work on the eighth day of the first lunar month, the core leaders of the company first studied the funding problem. Yan Yihu looked at everyone in a daze, hoping that someone would come up with a good idea.
"Why don't we get a bank loan?" Yan Junfang asked.”
"I've thought about this question long ago," said Yan Yihu. We're a newly established private company. We don't have the slightest trust. Can the bank give us a loan?”
"Why don't you give it a try?" Qin Ruyu asked.”
Yan Yihu called the finance manager Cui Bicheng over and said,"At present, our company is short of funds. Do you think you can get a bank loan?”
"How much do we plan to borrow?" Cui Bicheng asked.”
Yan Yihu said," At least five million yuan. Repayment in six months."”
Cui Bicheng went to the bank to ask about the loan procedures and the information that needed to be provided. The most important thing was that someone had to vouch for him. This guarantee must have the ability to repay the loan for the loan.
Yan Yihu racked his brains and thought about it again and again. Who can vouch for us? Who would be willing to take the risk for our loan? If there was no capital, production could not be put into production, and the contract could not be completed on time. This project could not be postponed. If the project was delayed, Sanhe Power Plant would not be able to generate electricity normally. The lack of power supply would affect the normal operation of many enterprises. This chain reaction would cause huge economic losses.
Yan Yihu thought to himself, We shouldn't have accepted such a big contract in the first place. Our small company doesn't have the financial strength to begin with. Without a diamond, one could not take on this porcelain job. It's all my fault for being too greedy. I only wanted to earn money quickly and didn't think about how many bowls of rice I could eat.”She was so anxious that she couldn't eat or sleep. Yan Yihu's face was haggard as if he was seriously ill.
Qin Ruyu saw Yan Yihu's listless face and asked,""Brother Yan, what are you worried about?"
"Aren't you asking the obvious?" Yan Yihu said coldly. The contract for the Three Rivers Power Plant has been signed for a month, and our funds have not been secured yet. How can we complete the project on time if this continues?”
"I've been thinking about the loan issue for the past few days," said Qin Ruyu. Who can guarantee a loan of 5 million yuan for us? It's really worrying."
"In the past, we looked for the head office when we had financial difficulties. Who do we look for now? It seemed that it was too difficult for him to do something!”
Qin Ruyu's eyes suddenly lit up. Wasn't Xiaoyan the one who settled the fine from the tax bureau last time?”
"Yes, yes, yes!" Yan Yihu said happily. This girl was full of ideas. Perhaps she could come up with a good idea. Little Qin, quickly call the girl over!"
Yan Junfang came over and sat with Qin Ruyu without saying a word. Her face was full of worry.
Qin Ruyu said,"Look at the two of you. You both have the same face. Could it be that the sky has collapsed and the earth has collapsed? All of you are crying!"”
Yan Junfang said," Because of the financial problem, Dad has been so worried that he hasn't eaten for two days. How can we continue like this?”
"I called you here to discuss this matter," said Qin Ruyu. You should think of a way too!"
Yan Junfang said,"I've been so worried these two days that I can't eat." What can I do?"
"Didn't you settle the last time the tax bureau made things difficult for us? You're smart and have many ideas. Quickly think of a way!”
Yan Junfang said,"This time is different from the last time. I really can't conjure this 5 million yuan!"”
Qin Ruyu said,"Of course, no one can produce this 5 million yuan. We can only borrow money from the bank."”
Yan Junfang said," Our company is small and has just been established. We need a guarantor for the loan. Who can vouch for us?"
Qin Ruyu said,"I think you'll definitely be able to think of a way."”
Yan Junfang looked at Yan Yihu and then at Qin Ruyu.""What can I do? If there was a way, everyone would not have to worry.”
Qin Ruyu smiled." Asia Pacific Real Estate Development Co., Ltd. is well-funded. If they can guarantee it, there will definitely be no problem with the loan." Don't you know Han Changhe? I think he treats you very well. Just ask him!”
Yan Junfang said,"I've thought about this for a long time, and I don't think I should look for him anymore."”
"Why?" Yan Yihu asked.
"Don't you know the reason for this, Dad?" Yan Junfang asked. He has a purpose for being good to me."
"Han Changhe is an outstanding person. I know him quite well. I don't have any bad intentions. I just like you!”
Yan Junfang said,"He helped us so much, how can I return this favor?"”
Yan Yihu said,"At most, you can just marry him. Don't tell me he's not worthy of you?"”
When Yan Junfang heard this, two streams of hot tears rolled down her cheeks and she started crying. Qin Ruyu quickly wiped her tears. "You can't cry in the office. People will laugh at us if they see us."”
Yan Junfang rubbed her eyes and said,"Dad, I can listen to you about anything, but I have to make my own decisions on this matter."?Why didn't you ask if I was willing? It wasn't like the old society, where one had to listen to their parents 'orders and matchmakers when it came to marriage. It was already 2000 years, and he was still as feudal as ever!”
Yan Yihu said,"Girl, I was wrong. Should I take back my words?" Just ask Han Changhe for help as a normal friend!”
Qin Ruyu said,"No one asked you to marry him immediately. We just asked him to do us a favor."”
Yan Junfang said," You want me to use a honey trap to deceive Gao Zhanxiang's family when the Sanhe Power Plant technical transformation project is bidding? Don't tell me you want me to use a honey trap to deceive the Han family when there's no more funds? What kind of person am I?"
"Who asked you to be so beautiful? If I were as pretty as you, I would volunteer myself and take the initiative to rush to the front line to solve the company's predicament.”
Yan Junfang said," After winning the bid for the technical transformation project of Sanhe Power Plant, I was very upset. I lied to Gao Zhanxiang's family. I used my hypocritical beauty to lure them into being deceived. What was the difference between this and the legendary vixen? I really don't want to lie anymore!"
"This time is different from the last time," said Qin Ruyu. Last time, he had no choice but to play a joke on the Gao family. This time, you and Han Changhe will only talk about friendship, not love. Didn't you call each other brother and sister very intimately? He couldn't be a brother for nothing! It's reasonable for a brother to help his sister. You don't have to take it to heart.”
Yan Junfang said," There is no pure friendship between men and women in this world. When kinship develops to a certain extent, it will inevitably change, unless they are biological siblings born from the same mother. Besides, Han Changhe had bad intentions and wanted to be my virgin girlfriend. Now that I'm taking the initiative to look for him, isn't it like a wolf entering a tiger's mouth?”
Qin Ruyu said,"Look at how you make Han Changhe sound like a pervert. Is he really that bad?"”
Yan Junfang was silent for a moment before slowly saying,"To be honest, Han Changhe is indeed a good person. He is a good person that everyone recognizes. But, just because he's a good person, do I have to marry him?”
Qin Ruyu said,"Han Changhe is the Prince Charming in the hearts of girls. If you can marry him, it will be your blessing. Don't be picky."”
Yan Junfang smiled and said,"I think Sister Yu likes him quite a lot. The two of you are indeed very compatible. Why don't you marry him?"?”
Qin Ruyu pinched Yan Junfang's cheek and said,""You crazy girl, how dare you tease me? Watch me spank your butt!”
When Yan Junfang saw her reach out to hit her, she hurriedly dodged and said,"Why can you tease me, but I can't scold you?”
"I'm not joking with you. I'm thinking about the company's future. If the problem of funds was not solved, the project could not be completed on time. Delaying the construction period was a huge responsibility. At this critical moment where there was no way out, they had to take extreme measures. Don't hesitate.”
"I know you don't want to ask Han Changhe for help anymore, but we really don't have any other choice!" Yan Yihu said. Do you have the heart to let daddy worry to death?”
Yan Junfang looked at her father's haggard expression and felt an infinite amount of sadness in her heart. She said slowly,"Now that things have come to this, we have no way out." I can give Han Changhe a call. You can talk to him. I won't meet him. Is this okay?"
Qin Ruyu said,"Han Changhe likes you. If you don't show up, he'll definitely be unhappy."”
"You promised to vouch for us with just a phone call? That was impossible. This guarantee is too risky."
Yan Junfang said," I really don't want to beg him anymore. The more help I receive from him, the more favors I owe him. The more pressure I feel."”
Yan Yihu said," I won't advise you to talk about feelings with him. As long as he helps us get through this, we'll never ask Han Changhe for help again. Is that okay?"”
Yan Junfang pondered for a moment and said,"I'll give him a call first!"”
"When are you going to call?" Yan Yihu asked.”
"Call him now."
"You can make the call!" Qin Ruyu said. Let's leave for a while."
Yan Junfang said,"I'm not dating him, so there's no need to avoid him."”
"We must be polite and enthusiastic when we ask them to do something for us," Yan Yihu instructed.”
"Don't worry, Dad!" Yan Junfang said. I know what to say."
Yan Junfang sat beside the phone and thought for a while before dialing Han Changhe's number.
"Hello, Big Brother Han!" Yan Junfang said. Do you know who I am?"
"If you can't recognize my little sister's voice, then big brother should be beaten up."”
Yan Junfang said,"Who dares to hit Big Brother!"”
"If little sister hits big brother, big brother will be happy." Not picking up my calls is worse than hitting me.”
"When did I stop answering your calls? Why didn't I know?" Yan Junfang asked.”
"On the first day of the new year, I called you a few times, but you didn't pick up. I was so angry that I almost smashed my phone."”
Yan Junfang said," I'm really sorry. On the first day of the new year, my phone kept ringing, so I stuffed it under the covers. If I knew that you were the one who called me, I would definitely have picked up.”
Han Changhe said aggrievedly,"I didn't even give my big brother a New Year's greeting during the Spring Festival. I've been very unhappy this year."”
Yan Junfang said,"I'll pay my respects to Big Brother now." Happy New Year, Big Brother. I wish you a happy mood and a lot of wealth!”
"I wish my little sister a happy and beautiful new year too!" Han Changhe said.”
"Thank you, Big Brother!" Yan Junfang said.
"Little sister, what's the matter?" Han Changhe asked.”
Yan Junfang said,"There's really something I need your help with…"”
Yan Junfang explained in detail about the financial difficulties and the need to guarantee the bank loan.
"My father gave me the right to one million yuan. Any project that exceeds one million yuan must be approved by the chairman. I'll tell Dad. I think he'll agree. However, you must go and see my father.”
Yan Junfang said,"Big Brother, you know that I'm most afraid of meeting strangers." I get nervous when I see strangers."
"My father is a kind and amiable old man. You don't have to be afraid at all.”
"Can't I not see him?" Yan Junfang asked.”
"No way!" Han Changhe said firmly.”
"Tell the chairman first and see if there's any hope."”
"As long as you go see my dad, there's definitely hope." In addition, since the loan was a little more, the loan period was longer.”
"How much did you say you wanted to borrow?" Yan Junfang asked.”
"You borrowed five million yuan. If it's not enough, you'll have to ask Dad again. You might as well take out a loan of 10 million and repay it in a year.”
"Thank you, Big Brother. I can go see the chairman!" Yan Junfang said happily.”
After Yan Junfang finished the call, the three of them were very happy. Yan Yihu saw hope and immediately felt hungry. After work, the three of them went to a restaurant to have a good meal.
Han Changhe's father, Han Songbai, graduated from XX University's Civil Engineering Department. After graduation, he stayed in school as a teacher for 15 years. Later, he returned to Sanhe University as the head of the Department of Civil Engineering and Construction. In 1995, he founded Asia Pacific Real Estate Development Co., Ltd. At this time, the real estate market was heating up, and Han Songbo seized the opportunity to develop the company rapidly.
After dinner, Han Songbo was reading a book in the study when Han Changhe knocked on the door and said,""Dad, I want to talk to you.”
Han Songbo said with a straight face,"If you have something to say, just say it. Don't beat around the bush!"”
"I have a friend whose company is short of funds. She needs a bank loan guarantee. I want to help her."”
"Boyfriend or girlfriend?" Han Songbo asked.”
"It's a girl," said Han Changhe.”
"What kind of girl is she to make you so emotional?" Han Songbo asked.”
"It's Yan Junfang. You've seen her on TV."”
Han Songbo rubbed his head and asked,""Is it the champion of the Miss Courtesy Competition?”
"It's her," said Han Changhe.
Han Songbo said,"There are many beautiful women in Sanhe, and many beautiful women chasing after you." Don't lose your mind after hearing a few good words. He could give her some money, but not a loan guarantee!”
"I have many beautiful women around me, but none of them can move my heart." I really like Yan Junfang.”
"You can't even like him. How can you let your emotions affect such a big matter?" Han Songbo said.”
"How can you talk about a girlfriend without feelings?”
"Being with a partner and working are two different things," Han Songbo said. If you mix with her, you won't be able to tell if she loves you or your money. Aren't there many beautiful women around you fighting to marry you? I think most of them are here for money.”
"Miss Yan is not that kind of person," Han Changhe argued.”
"How close are you now?" Han Songbo asked.”
"I like her very much, but she hasn't agreed to my request yet," said Han Changhe.”
"What do you like about her?" Han Songbo asked. How much do you know about her?"
"She's pure and beautiful. I liked her very much the first time I saw her," said Han Changhe.……”
Han Songbai didn't wait for him to finish and interrupted him,"Isn't she just beautiful? There were many beautiful girls, and marrying a wife meant spending the rest of their lives together. It was not child's play. You can't judge a book by its cover.”
"I think Yan Junfang is not only beautiful in appearance, but also outstanding in her heart, temperament, and moral character. If you don't believe me, you can meet her. If you're not satisfied, I'll definitely give up.”
Han Songbai said,"You don't have to talk about the loan guarantee anymore. I don't want to see her either." As for whether you two want to continue dating, I won't interfere. However, if you want to bring your girlfriend home, you have to inform me first.
Han Changhe was rebuffed and walked out of his father's study with his head lowered. The next afternoon, Han Songbo did not see Han Changhe at the dining room for lunch, so he asked his wife,""Why isn't Changhe here for dinner?"
"Changhe's not in a good mood. He said he wasn't hungry, so he went back to his room to rest.”
Han Songbo said,"Your son has a mental problem. Go and see your son!"”
"What's wrong with your mind?" asked Madam in surprise.”
"Go ask your son!" Han Songbo said with a smile.”
Mrs. Han quietly walked into Han Changhe's bedroom. Her son lay under the blanket and stared at the ceiling like a fool.
"What's the big deal?" Mrs. Han asked. You have something to say to Mom!"
" A friend of mine wants our company to vouch for her loan," Han Changhe said embarrassedly." Dad didn't agree, so I didn't know how to reply to her.”
"Just say that the chairman doesn't agree. Why worry?" Mrs. Han said.”
Han Changhe grabbed his mother's hand and said coquettishly,"I beg Mommy to tell Daddy to agree!”
"What kind of friend did you have that made our son so infatuated with her?" Mrs. Han asked.”
"This friend is a girl," said Han Changhe.”
"You have many beautiful girls around you, but I haven't seen you fall in love with them," said Madam Han. Who is she?"
"It's Yan Junfang, the one you've seen on TV, the champion of the Three Rivers Courtesy Miss Competition," said Han Changhe.”
Mrs. Han tried hard to recall. Suddenly, she realized something."Ah! I remember now, the girl who wore a flowery dress and spun around on the stage. It's indeed very cute!"
"Do you like it, Mom?" Han Changhe asked happily. I can bring her home for you to take a closer look. I guarantee that the more you look at her, the more you like her. Tell Daddy and vouch for him!”
"Let's go eat first," Mrs. Han said."I'll tell your father."”
Han Changhe returned to the dining table. Han Songbo smiled and patted his son's head."I really want to meet this little girl and see how charming she is. She can actually hold my son's heart?”
Madam Han said to Han Songbo," Our son is almost thirty years old, but he doesn't have a girlfriend yet. It's rare for him to like a girl. Please help her!" It's just a guarantee!"
"You make it sound so easy. There's a risk to guarantee." Such matters had to be discussed by the board of directors.”
"Let's discuss it then," said Mrs. Han."Who dares to disobey a chairman like you?”
"I can't say that casually!" Han Songbo said.”
"Look, our son is about to cry. He can't eat anymore."”
"Public and private matters cannot be mixed together. You cannot abuse your power for personal gain because of your son."”
"Let's do business," said Madam Han."Call that girl over to ask about the situation and ask her to write a report for the board of directors to discuss. The board of directors approved it and then vouched for her. Was that not enough?”
Han Songbo looked at the worried Han Changhe and said,""Alright, I can see her."
"The day after tomorrow is Sunday," Mrs. Han said to Han Songbo."Ask her to come to our house for lunch on Sunday noon!"”
"I'll call her now," Han Changhe said happily.”After saying that, he quickly ran to the second floor and closed the door.
Moreover, Yan Junfang had been in a state of panic ever since the last phone call. She wondered if Han Changhe could do it and if his father would agree to be the guarantor. It had been two days, and Han Changhe had not returned his call. It was not convenient for him to call and ask. He paced around the office, his mind in a whirl. "What if his father doesn't agree to vouch for him? How could they pass the test without funds? Money was like the blood on a person's body. Without blood, a person would die. A company could not survive without capital.……”Just as she was feeling helpless, her phone rang. Yan Junfang was overjoyed. She opened her phone and saw that it was indeed Han Changhe's call.
Yan Junfang immediately felt that the clouds had dispersed and the sun was shining brightly. She picked up the phone and said,"Hello, big brother!"
"Hello, little sister!" Han Changhe said. I told Mom and Dad that they invited you to my house for dinner.”
Yan Junfang said,"Does the chairman agree to be the loan guarantee?"”
"Dad wants to ask you some questions before making a decision," said Han Changhe. If you don't show up, there's no hope.”
Yan Junfang suddenly thought, What identity should I use to meet her parents? If you treat me as Han Changhe's girlfriend, that's bad. Hence, he remained silent.
Han Changhe saw that she was hesitating and urged her anxiously,"Don't hesitate anymore. I'll pick you up at 10 o'clock on Sunday morning. Do you hear me?"
"I heard it!" Yan Junfang said. I'll definitely go. Can you ask my dad to go with you?"
Han Changhe felt a little baffled. Why did she bring her father along? But he couldn't say no, so he replied,""You can discuss it with your father. I have no objections.”
Yan Junfang reported the situation to her father, and Yan Yihu was very happy. On Sunday, Yan Junfang was nervous and uneasy, so she discussed with Yan Yihu,""What should I say when I go to his house? Daddy, come with me! I've already spoken to Han Changhe. We'll go together.”
"I'm thinking about you," Yan Yihu said."What would an old man like me do?" To be a third wheel?"
Yan Junfang said,"I'm not going to date someone. What's wrong with going together?"”
"Yeah!" Yan Yihu said. You don't plan on getting a partner, but Han Changhe is devoted to you. He thinks of you every day and hopes that you will treat him like a treasure. Why are you dragging me along?"
Yan Junfang said,"I might as well explain it to him. I'll only talk to him about work and not about feelings. Let him give up on this idea."”
Yan Yihu said,"You're too silly, girl. You've broken the little hope in Han Changhe's heart. Will he still help you?" Have you forgotten how we got the technical transformation project of Sanhe Power Plant? Didn't the Gao family help you because they liked you?”
Yan Junfang said,"I still feel guilty about this matter. I can't let go of Gao Zhanxiang's sincerity." I always feel like a liar who cheated others of their feelings. I don't want to use this method to deal with Han Changhe. Therefore, I want to go with Dad to discuss the loan.”
Yan Yihu said,"If you go alone, your chances of success are 90%. If I go, my chances of success are zero."”
"What should I do if they tell me about the marriage?" Yan Junfang asked.”
"You're so smart, do you still need me to teach you?" Yan Yihu said. If I go, it will be hard to talk to him. If you agree to it, you will be unhappy. If you don't agree to it, you will be embarrassing them.”
Yan Junfang thought for a moment and said,"I'll improvise!" At this point, he could only grit his teeth and get through this.”
On Sunday morning, Yan Junfang and Yan Yihu were discussing what gift to buy for Han Changhe's father at the entrance of the supermarket when Yan Junfang's phone rang.
Yan Junfang saw that it was Han Changhe's call and spoke first,""Hello, big brother! I was just about to call you when your call came.”
"It's still fate between us. Our hearts are connected!" said Han Changhe.”
"I want to ask you, what gifts should I buy for your parents?" Yan Junfang asked.”
"Don't buy anything," Han Changhe said."I've prepared a gift for you. It's in the car."”
"What gift did you buy?" Yan Junfang asked.”
"You'll know when you get in the car," said Han Changhe. Where are you? I'll go pick you up."
"I'm in the parking lot of Sunshine Supermarket."”
"I'll be there in a while. Wait for me in the parking lot," Han Changhe said.”
After the call, Yan Junfang said to Yan Yihu,""I want to drive to Han Changhe's house myself.”
"Didn't he come to pick you up?" Yan Yihu asked. Why are you driving yourself?"
"What should I do when I take Han Changhe's car back?" Yan Junfang asked.”
"Why didn't they send you back?" Yan Yihu asked.”
"I drove myself because I didn't want him to send me," Yan Junfang said. If he sends it to our door, don't let him sit at home. It's impolite. Let him come to our house. I'm not willing.”
"Just drive there!" Yan Yihu said. However, this car is too old and doesn't match a beauty like you.”
"Is Dad feeling a little uncomfortable?" Yan Junfang asked. I might as well not go."
"No, no, no! He had to go. This was work. He had to go. What I mean is that we should buy a new car when we have money.”
"You can take a taxi back first!" Yan Junfang said. I'll go to the Han family and deal with them myself. No matter what, he had to solve the funding problem!”
Yan Yihu patted Yan Junfang's shoulder and said,""Girl, you have a heavy responsibility on your shoulders. Whether or not you can solve the financial problem depends on you!”
Yan Yihu called a taxi and went home. Yan Junfang was waiting at the entrance of the parking lot. A BMW sped over. Yan Junfang recognized it as Han Changhe's car. Han Changhe stopped the car and walked out of the car with a smile. He held Yan Junfang's hand and said,""Little sister, quickly get in the car!"
Yan Junfang said,"My car is here. I'll drive with you!"”She pointed at the Santana.
Han Changhe said,"Take my car. I'll send you here when you come back."”Yan Junfang thought for a moment. This was good too. It would save her the embarrassment of driving this broken car, so she got into Han Changhe's car.
"Where are the gifts you bought?" Yan Junfang asked.”
"Look at the back seat of the car," Han Changhe said.”
Yan Junfang saw a large flower basket filled with all kinds of fresh flowers. The most eye-catching ones were snow-white lilies. The flower basket was beautiful and had a faint fragrance.
"Does your father like flowers?" Yan Junfang asked.”
"Mom and Dad like lilies very much. They say that lilies are beautiful and auspicious. I often put some lilies in my father's study.”
Yan Junfang said,"Buy some tobacco, alcohol, and supplements!" It's better for me to bring some gifts for my first visit.”
"We don't lack anything at home. As long as you're here, the whole family will be happy.”
"Big Brother, I'm a little nervous." Yan Junfang said.”
"What are you nervous about? It wasn't like they were going to the battlefield to fight. However, let me remind you not to call me big brother when you come to my house. My big brother, Han Changjiang, might come home for lunch today. That's why you call me second brother."
Yan Junfang smiled and said,"I'll remember it, Second Brother!"”
"Little sister is so obedient. You change your words so quickly."”
Both of them laughed happily.
The feeling of sitting in the BMW was different from sitting in the Santana. It was especially soft and comfortable. Han Changhe's driving skills were skilled, fast, and stable. Soon, they arrived in front of a villa in the suburbs. The security guard quickly opened the electric gate and the car drove into the courtyard. The security guard ran a few steps and opened the car door."Hello, Second Young Master!"
Han Changhe did not seem to hear the security guard's words. He quickly got out of the car and went around the front of the car to open the door for Yan Junfang.
Yan Junfang got out of the car and looked around. The beautiful three-story villa was a European-style building. The doors, windows, and balcony were all in the western architectural style. Han Changhe held her hand and walked towards the garden behind. In the middle of the garden was a Chinese style octagonal pavilion. It was brightly colored and had carved beams and painted pillars. It was simple and elegant. In the middle of the pavilion, there was a round table made of terracotta. There were four stone benches around the round table. They walked along the colorful cobblestone path to the exquisite arched bridge. The railings of the bridge were made of smooth and delicate marble. The patterns were exquisite and ingenious. The clear river water flowed under the bridge, making a splashing sound. The river flowed around the rockery and flowed out of the courtyard. Yan Junfang held the railing and looked around. She felt familiar, as if she had seen it somewhere before. After thinking for a long time, he remembered that his father had brought him to Suzhou to see many gardens that were similar to this garden.
Yan Junfang said happily,"Big brother, ah!" He should be called Second Brother. Second Brother, your garden seems to have the same style as Suzhou Gardens.”
"Dad and I both study architecture," said Han Changhe."We have studied all kinds of gardens. Dad built our little garden in the style of Suzhou Gardens. Do you like it? If you like it, I'll help you build a garden like this.”
Yan Junfang said," We don't have the financial strength. I'm already very satisfied with the feast of my eyes.”
Yan Junfang walked further back and found a huge swimming pool. The water in the pool was crystal clear, and the patterns on the tiles at the bottom of the pool were very beautiful.
Han Changhe said,"Although Dad is old, he still loves swimming." In summer, my father and I often swim in the water. Do you like swimming? In summer, I'll bring you to swim.”
Yan Junfang said,"Thank you so much, Second Brother!" He couldn't change the way he called her big brother.”
Han Changhe looked at his watch." It's almost 11 o'clock. Let's go to the study to see my father!"”
"Alright!" Yan Junfang replied.
Yan Junfang followed Han Changhe into the living room of the villa. There was a large lamp pool at the top of the hall. A set of chandeliers hung from the lamp pool. The walls were decorated with large European oil paintings, and the floor was made of non-slip granite. It exuded a graceful, luxurious, and magnificent color.
Han Changhe hurriedly led her into the elevator and went up to the third floor.
Yan Junfang suddenly stopped and said,"I'm a little nervous. I don't know what to say to your father."”
Han Changhe handed the flower basket to Yan Junfang and said,""Dad is very kind. You don't have to be nervous. I might need to ask you about your company. Just tell me the truth.”
Han Changhe knocked on the door a few times and entered without waiting for his father to speak. Han Songbo was reading a book with his presbyopic glasses on. When she heard someone come in, she raised her head and took off her presbyopic glasses."The guest is here. Please sit, please sit!”
Han Changhe took the flower basket from Yan Junfang and said,""This is Miss Yan."
Yan Junfang bowed deeply to Han Songbai and said,""Junior Yan Junfang has taken the liberty to disturb Chairman Han, please forgive me.”
"You're welcome," Han Songbo said.”
Han Songbo led her into a small living room. Han Changhe placed a cup of tea in front of Han Songbai and Yan Junfang.
"Is your father well?" Han Songbo asked. I haven't seen your father for a long time."
"Thank you for your concern, Chairman Han. My father is in good health."”
"Your father is younger than me, but I'm already old!"”
"My father is already 56 years old. He's not young anymore," Yan Junfang said.”
Han Songbo saw Yan Junfang's slender and elegant appearance, and thought to himself,""It's no wonder that Changhe was so smitten by her. This girl is indeed extraordinary. However, a loan guarantee is not a small matter. I must ask clearly before making a decision.”
Han Songbo took a sip of tea and said,"Let's talk about the main topic first. Then, we'll talk about idle gossip. If there's anything, just say it!"”
Yan Junfang said," Our company is currently in financial difficulties and needs a loan. Please provide a loan guarantee for our company. Please help Chairman Han."”
"How much do you want to borrow?" Han Songbo asked. When are you going to pay me back?"
Yan Junfang said," I need a loan of 10 million yuan. I guarantee that I'll pay it off in a year."”
"I want to know more about your company. Please answer truthfully."”
"Alright!" Yan Junfang said. I'll definitely answer truthfully."
"When was your company founded?" Han Songbo asked.”
Yan Junfang replied," Our company, Sanhe Power Automatic Technology Development Co., Ltd., was established in January this year. However, the predecessor of this company was Tianyi Electric Power Automatic Technology Development Co., Ltd. Sanhe Branch. The new company's personnel, equipment, technical strength, and sales market were all brought by the old company.……”
"Why do you need a loan?" Han Songbo asked.”
"Our company was short of working capital in the early stages of its establishment," Yan Junfang replied. In particular, he had recently contracted a 26 million yuan technical transformation project. The funds were even more tight, and he wanted to solve the current predicament through loans.”
"Do you have the ability to repay the loan?" Han Songbo asked.”
Yan Junfang replied,"We have a market, orders, and technology." Especially the recent Sanhe Power Plant technical transformation project of 26 million yuan, as long as the commission is qualified for one month, 90% of the payment can be credited to our company's account. It shouldn't be a problem to repay the loan on time." Then, he gave Han Songbo a copy of the technical transformation contract for the Sanhe Power Plant.
Han Songbo flipped through the contract and asked,""You're a small company that has just been established. Why did the Three Rivers Power Plant hand over such a big project to your company?”
Yan Junfang said,
"First, the Three Rivers Power Plant believes in our technical strength. The technical backbone of our company is an undergraduate student from XX University who majored in electric power automaton. In particular, we have recently introduced several senior engineers from several large enterprises to enrich our technical strength.
Secondly, the buyer believes that our technical proposal is the best and most suitable for the actual situation of the Three Rivers Power Plant.
Third, the equipment we use is of the best quality, the most reliable, and the most credible.
Fourth, our company offers the lowest price.
Fifth, our company's after-sales service terms are the best. In particular, our close-range service has a unique geographical advantage.”
"Can you finish such a big project on time?" Han Songbo asked.”
"We have made a detailed construction plan and accurately calculated the workload," said Yan Junfang. A specific schedule was formulated in the form of a network plan to ensure that the project would be completed on time. This is our project schedule. Please review it, Chairman Han.”
"Are there any risks in investing in this project?" Han Songbo asked.”
Yan Junfang said,"Strictly speaking, any kind of investment has risks. Our investment in this project will also be risky.”
"What are the main risks?" Han Songbai asked.”
"There are two main risks:
First, we have completed all the projects according to the contract. We are more worried about whether the buyer can pay on time. In response to this problem, we have already investigated the financial situation of Sanhe Power Plant. This project was a key technical transformation project of the Provincial Power Bureau, and the funds were specially used. The provincial power bureau had allocated 50 million yuan of technical transformation funds to Sanhe Power Plant.
Second, because we didn't complete the project according to the contract, the buyer didn't pay on time. I have already mentioned this problem. We must take effective measures to prevent any deviation and ensure that the project is completed on time.”
"What if the two situations you mentioned happen and your company can't repay the loan on time?" Han Songbo asked.”
Yan Junfang said,"This project is related to the survival of our company." We will definitely take all effective measures to ensure the success of the project. If we implicate your company, we will definitely compensate you for all your losses. We will even sell our company to pay off the debt.”
……
Han Songbo's questions were all answered by Yan Junfang. Han Songbo was very happy. He said," Write a report on the loan guarantee as soon as possible. We'll discuss it at the board meeting. How to write the report, ask Changhe. It's time to eat. Let's go to the dining room!”
"Thank you, Chairman!" Yan Junfang said. Sorry for disturbing your rest."
At this moment, Yan Junfang finally heaved a sigh of relief and gradually calmed down. She quietly wiped the sweat off her forehead and glanced at Han Changhe. Han Changhe secretly extended two fingers to show his victory.
The three of them went downstairs and entered the restaurant on the first floor. Han Changhe's mother and brother were already waiting in the dining room. When Mrs. Han saw Yan Junfang, she hurriedly went up to her and pulled her hand to sit beside her.
Mrs. Han smiled and said," This little girl is too beautiful. I didn't see her clearly on TV. I have to take a good look this time!"”
Yan Junfang sat cautiously beside Mrs. Han. Seeing that everyone was looking at her, she lowered her head shyly.
Mrs. Han put on her presbyopic glasses and held Yan Junfang's chin to take a closer look. She touched Yan Junfang's eyebrows, nose, and cheeks with her hand and said,"Look at these slender eyebrows, like a new moon. Her eyes were black and shiny, like a pool of autumn water. Her eyebrows were raised, revealing the spirit of a girl. Look at her face, nose, and small mouth. They're so cute. Her skin was smooth and delicate, white with a hint of red, gentle like jade, and crystal clear. It was really a peach blossom in March and a rose in May. It was really pleasing!……”
"Mom, how can you look at people like that?" Han Changhe said. She wasn't a photo that you could touch. Look, Xiaoyan's face is red."
Madam Han said,"Look at you, you stingy man. You're the only one who can look, but I can't?" She's your baby and my baby.”
"Is that how you judge people?" Han Changhe asked. You're wearing glasses and looking at your face with your hands. Why don't I get you a magnifying glass to take a good look?”
Madam Han said,"Look at this little face. It's fair and red, and it's radiant." How could the girl be so beautiful? She was even more beautiful than a fairy in a painting. No wonder Changhe was so smitten.”
Han Changhe's face also turned red. He tugged at Madam Han's clothes and said,""Mom, you're making Xiaoyan embarrassed. Stop it!”
Yan Junfang straightened her back and glanced at Han Changhe.""What's there to be afraid of? If Mrs. Han is willing to take a good look, then take a good look! I'm not afraid to look!"
Madam Han stroked her ponytail and said,"I'm just looking! It didn't hurt her at all. Besides, I'm an old woman, not an old man. Don't make a fuss.”
"Mom, stop fooling around. I'll introduce you to Xiaoyan," said Han Changhe. This is my big brother, Han Changjiang."
Yan Junfang immediately stood up and shook hands with Han Changjiang."Hello, Big Brother! I often see your glorious image on TV. Today, I finally see you in person.”
Han Changjiang looked at Yan Junfang, only to see that her pair of bright eyes were clear and bright like the stars. She smiled at him, her eyes curved like crescent moons, as if her spirituality was overflowing. With every frown and smile, an innocent, lively, elegant, and elegant expression was naturally revealed. He thought to himself, No wonder Changhe was so infatuated with her. This girl is indeed beautiful.”Their eyes met for only a moment, and they were both a little shy.
"How old are you this year?" Han Changjiang asked.”
Yan Junfang said,"I'm 19 years old this year and 20 years old. I'm a monkey."”
"Where do you go to school?" Han Changjiang asked.”
"I didn't go to university. I'm already working," Yan Junfang said.”
"Ah!" Han Changjiang said. She was already working at such a young age. Why didn't she go to school?”
Yan Junfang thought to herself, There's no need to make it so complicated with them, and it's not convenient to tell them the truth.”Hence, she said," I didn't get into university not because I'm not good at my studies, nor because I don't have confidence. The main reason is that I want to work and study at the same time. I think it's better to learn while working.”
"The young lady's idea is very novel. Can you be more specific?" Han Changjiang said.”
Yan Junfang said," I feel that six years of primary school and six years of middle school already have the basic knowledge. After graduating from high school, I've already grown up. It's not worth it to waste four years on books. I started working at the age of 18. In a year, I self-studied business management, financial management, market management, and a lot of computer knowledge. I felt that the results were very good.”
Han Changjiang said,"I didn't expect such insight at such a young age. Truly remarkable!"”
"Thank you for your praise, Chief Han!" Yan Junfang said.”
Han Changhe said,"You guys don't even want to be polite with 'Shi Chang' and 'Maiden!' We all call her little sister. Isn't it good for her to call us big brother and second brother?”
Han Changjiang smiled and said," Yes, yes, yes. We don't have a vice president, chairman, or general manager at home. We call you little sister!" You can call us big brother and second brother.”
Madam Han pulled Yan Junfang's hand and said,""Look at my two sons. The eldest son is stupid from being an official, and the second son is too busy with business. He rarely talks to an old woman like me. From now on, Xiaoyan will often come to our house to accompany me, talk to me, chat with me, and relieve my boredom.”
Han Changhe was very happy when his mother told him to let Xiaoyan come over to play more often. This way, he could spend more time with Xiaoyan. So she said,"Mom likes you very much. Just treat it as your own home and come often!"”
Yan Junfang said,"Thank you for your love, Madam Han. I'll definitely come and chat with you often."”
Mrs. Han was even happier when she heard Yan Junfang's words. She couldn't help but kiss Yan Junfang on the face and say,"This girl is too cute! I gave birth to two sons and didn't have a daughter. It's such a pity!”
Han Changhe thought to himself, If I let Xiaoyan acknowledge her as his godmother, she can come to my house often. The more we interact with each other, the more we can develop feelings for each other.”
Therefore, she said,"Since Mommy likes Little Sister so much, she might as well treat her as her daughter."”
Madam Han was overjoyed and said happily,"That's great! I have two sons and I happen to be missing a daughter. You can be my goddaughter!”
Yan Junfang thought to herself,'Not only do I need the Han family's help with the loan this time, but I might also need this Reliance in the future. So she said happily,"If Madam Han likes me, let me be your daughter!" My two brothers are made for great things. I often come to accompany you, serve you, and respect you.”
Yan Junfang left her seat and bowed to Madam Han."Hello, Godmother!" Then, he bowed to Han Songbai, Han Changjiang, and Han Changhe respectively."Hello, Godfather! Hello, big brother! Hello, Second Brother!"
Madam Han looked around and said anxiously,"I can't just pick up a daughter for free! What should I give my daughter? Give my necklace to Junfang!”As he spoke, he took off the necklace around his neck and put it on Yan Junfang's neck.
Yan Junfang hurriedly took it off her neck and returned it to Mrs. Han. She took a look at the golden necklace and knew that this necklace was very precious. It might be worth millions of yuan. She must not accept such a valuable gift. Mrs. Han insisted on putting it on for Yan Junfang, but Yan Junfang refused repeatedly. She grabbed Madam Han's hand and said,"I really don't dare to accept such an expensive gift."”
Han Changhe saw that they were pushing him away and said,"Little sister doesn't like these things. She never wears necklaces, rings, earrings, and other accessories.”
"But you still have to give me something!" Mrs. Han said. I can't just pick up a daughter for free!"
"Give her my BMW!" Han Changhe said.”
"Yes!" said Madam Han. A car was good too. It's just that you've been driving this BMW for a few years, so it's a little old. I'll buy a new one and ask Junfang to drive the new one. You can use the old one. The child is the most beautiful woman in the Three Rivers!"
Yan Junfang said,"Thank you, Godfather and Godmother. Thank you, Big Brother and Second Brother!" Thank you for your kindness. I have a car, and I can't accept such an expensive car.”
"Your Santana looks very old. Get a new one!" Han Changhe said.”
"You're already a famous person in Sanhe, so it's only right that you get a good car," said Mrs. Han. Besides, if my daughter doesn't have a good car, people will laugh at me for being too stingy.”
Yan Junfang said,"My father advocates hard work and frugality. He doesn't let me sit in a good car." I still want…"
"You still have to ask your father first, right?" Han Changhe said with a smile.”
Yan Junfang said," I've made everyone laugh at me. I've always been a child who can't grow up. I always want to ask my father about everything.”
"Junfang is such a good child," said Mrs. Han."She's so obedient!”
Han Songbo saw that Yan Junfang was eloquent, dignified, generous, kind, and not greedy for money. He liked her more and more.
A chef came in and whispered to Han Songbo,""Chairman, can we serve the dishes now?”
"Serve the dishes!" Han Songbo said.
The chef quickly brought the dishes to the table. The delicacies, shark's fin and prawns, meat and vegetables, and the color and taste were excellent. The chef placed a glass of red wine in front of everyone. Han Songbo waved his hand to signal the chef to leave.
Han Songbo raised his glass and said happily,""Today, I have a beautiful daughter. I am very happy. Everyone, cheers to my daughter, Junfang!”
Everyone raised their glasses and drank it all.
Yan Junfang quickly picked up the bottle and said,"Please allow me to pour a glass of wine for Godfather, Godmother, Big Brother, and Second Brother to express my excitement."”With that, he poured wine for everyone.
Then, he raised his glass and said,"My daughter is here to receive your care and love. I'll toast to Godfather, Godmother, Big Brother, and Second Brother!"”After saying that, he downed it in one gulp.
"Junfang, if you're willing, you can come to our company to help your second brother manage the company."”
"Thank you, Godfather!" Yan Junfang said. Under your sunshine, I will definitely be happy. However, I am willing to train and grow in a difficult environment and use hard work to create my own world.”
"I agree with what little sister said. Young people need to temper themselves in a tough environment." Happiness wasn't just about enjoying the fruits of one's hard work, but more importantly, the process of hard work. I believe that my little sister will definitely succeed and be happy.”
"Junfang is still young, Changhe has to help her," said Madam Han.”
"Don't worry, Mom. You don't have to worry about this. I'll take care of her."”
"Don't just talk, the dishes are cold."”As he spoke, he picked up a big lobster and placed it on Yan Junfang's plate."Changhe, wash your hands and peel the prawns for Junfang.”
Han Changhe stretched out his hands for his mother to see. As he peeled the prawns, he said,"I've already washed my hands. You don't have to check my hygiene.”
Yan Junfang said,"Thank you, Second Brother. I'll do it myself. I'm not a child."”
Everyone gave Yan Junfang food and wine, and she was soon full. She looked at the dishes on her plate and felt a little worried.
Han Songbo said," Junfang isn't a guest. She's a member of our family. She can eat whatever she likes. Don't give her any food."”
Yan Junfang said,"You're too polite. I'll soon become a big fatty if I eat like this."”
"You look skinny all over," said Mrs. Han."You'd look even better if you were a little more voluptuous.”
Han Changhe looked at the dishes on Yan Junfang's plate and said,"If you don't want to eat it, don't force yourself. Ask the chef to take it!”
The chef took back the things on the table and served four fruit plates of apples, grapes, watermelon, and honeydew. Han Changhe inserted a piece of watermelon into Yan Junfang's mouth with a toothpick and said,""This watermelon is an excellent variety. It tastes pure, sweet, and delicious. Try it!”
Yan Junfang tasted it and said,"It's indeed not bad. Thank you, Second Brother!"”
"This is the first time Junfang has come to our house," Madam Han said to Han Changhe."Bring her around and familiarize her with the environment.”
After eating fruits and drinking tea, Han Changhe led Yan Junfang to tour the rooms in the villa.
Han Changhe did not need to introduce the dining room, kitchen, and reception room on the first floor. Han Changhe led her into a spacious conference room. This conference room could be used for meetings, festivals, and birthday parties. The interior was luxuriously decorated and had karaoke equipment. Opposite the meeting room was a gym with all kinds of fitness equipment. Yan Junfang ran on the treadmill for a while and felt very stable and comfortable.
The second floor was Han Changjiang and Han Changhe's bedroom. "There are four rooms on the second floor," Han Changhe introduced."Each room has a living room, study, bathroom, and two bedrooms. The layout was the same as the units in ordinary buildings, except that there were more rooms and larger ones. Of these four rooms, Big Brother has two and I have two.”
"There are so many rooms. One set is enough for you. Why do you need two sets?" Yan Junfang asked.”
Han Changhe said," Look, you don't have any foresight at all. Am I going to be a bachelor for the rest of my life and not marry a wife?"”
"Isn't it enough to have two bedrooms to get married?" Yan Junfang asked.”
"There are two rooms that don't interfere with each other, so you can live freely," said Han Changhe. It's more delicious when there's a separation and a union."
Yan Junfang said," As expected of an expert in construction. He thinks differently from us."”
"I'm thinking about more than that," said Han Changhe.”
"What else do you want?" Yan Junfang asked.”
Han Changhe said,"I've been thinking: When can you move into the room opposite?”
Yan Junfang blushed and said,"You're my brother. Even if I live here, I'm still your sister. Don't let your imagination run wild!"”
"I don't want to think about it now. Let's talk about it in the future!" Han Changhe smiled and said.”
Yan Junfang pointed to the third floor and asked,"This third floor…"
"The third floor is Mom and Dad's room," said Han Changhe. There was a bedroom, a study, a reception room, a data room, and a sample room. There were also family doctors and masseuses.”
When Yan Junfang saw all this, she thought of her biological parents in her hometown. Back then, it rained heavily, houses collapsed, and there was no place to live. He was hungry and had no money to treat his illness. Our parents went through a lot to raise us. When I'm rich, I'll build a villa like this so that my parents can enjoy themselves.
"What is Little Sister thinking about?" Han Changhe asked.”
Yan Junfang said,"Your house has too many rooms. I won't look." Hurry up and help me write the report!"
"What report?" Han Changhe asked.
"Did you forget that the chairman asked me to write a guarantee application report for the board of directors to discuss?" Yan Junfang said.”
"Yes, yes, yes! I almost forgot about it. Since I'm not familiar with your company's situation, I can write an outline for you first. You'll have to elaborate on the specific content.”
Han Changhe led Yan Junfang into his study. The study was 30 square meters in size, and the bookshelves were filled with books. Yan Junfang browsed through them. Most of them were books on architecture. There was a large desk in the middle, and a computer desk beside it. A large screen monitor was placed on the computer desk.
Han Changhe sat down and wrote the outline of the guarantee report. "Second Brother, what era are we in now? You still use a pen to write?" Yan Junfang said.”
"If you don't use a pen to write, what do you use?" Han Changhe asked.”
"I'm typing on the computer!" Yan Junfang said.”
"My typing speed is not good," said Han Changhe.”
"Turn on the computer," Yan Junfang said,"I'll call you."”
Yan Junfang turned on the computer and Han Changhe dictated. Her hands quickly typed on the keyboard and she was done in a short while. Han Changhe looked at the record on the display screen.
"When did you learn to type?" Han Changhe asked."You're so fast."”
Yan Junfang said," My first job at work was typing. If it weren't for my typing skills, I wouldn't have been able to enter Dad's company. Because they don't know that the general manager is my father.”
"Little sister, you're really something!" Han Changhe said.”
"Is there a guarantee application report in the computer?" Yan Junfang asked.”
"Yes!" Han Changhe said.
Yan Junfang said," That's easy. I can refer to other people's reports. It's very easy to write my own."”
Han Changhe found a USB drive and copied the document into it.
Yan Junfang finished writing the report that night and sent it to Han Changhe through the computer network. Han Changhe made some slight changes and typed it into a document for the chairman. Chairman Han Songbo proposed it at the board meeting, and the board of directors approved it. The loan procedures were quickly completed. With the funds in his account, he bought materials, purchased equipment, and organized production. The project progressed very quickly.
This book is provided by FunNovel Novel Book | Fan Fiction Novel [Beautiful Free Novel Book]