"Jiaxin, who sent us back last night?”At the dining table, Joly asked curiously.
"What do you think?"
"Eh? Forget it, pretend I didn't ask. By the way, your birthday should be coming soon, right? Have you thought of what gift you want?"
"What? Is it my birthday? Why didn't I know?"
"Then do you know when your birthday is?”
"I don't know. I don't know how to calculate.”
Li Jiaxin was born on June 20th, 1970, which was the 17th of May on the lunar calendar. This year's birthday was on July 3rd, so most children really didn't know how to count.
"Your birthday is July 3rd this year, which happens to be a weekend. Where do you want to spend it?”
"Okay, then I'll go back, but you have to go too. Also, you have to buy me a gift!”
After breakfast, Joly went to the TV station alone. Li Jiaxin didn't go with him but stayed at home to play. If it wasn't for the fact that summer vacation was coming soon, Joly would have sent her to school. No matter what year it was, studying was still useful.
According to Joly's intentions, he would at least let Li Jiaxin graduate from university. At that time, it would depend on her own wishes. It was up to her whether she wanted to be an actress or some other profession.
In the morning, Joly didn't go to the television station first. Instead, he went to the bank. With Joly's funds, the bank had already returned to its healthy state, so it couldn't be like before, half-dead. No matter what, it had to find something for them to do.
"Uncle De, you're still so early. Hahaha, how is it? Have you arranged the recruitment?”
"Sigh, I've already published it in the newspaper, but the effect probably won't be too good.”
"Let's take it slow. After all, our stall is too small. Those who have the ability will not come to our small temple.”
"In fact, we're just a little smaller in scale. We're not bad in other aspects. Other than those old banks, there are very few that can have as much savings as us.”
Indeed, Hong Kong was only a small place with so many banks. The deposits were still very scattered. Generally, the deposits of small banks were less than 100 million. It was very rare for Fu Yixing to have more than 400 million.
Generally, such banks were of a certain scale and had several branches. This was also because Fu Yixing was an old bank with decades of credibility.
If Boss Huang had been serious about running the bank, it wouldn't have ended up like this. By the time Joly took over, there was no more money to run. In order to prevent the news from leaking, he had to close the most profitable department of the bank.
Sometimes, it was like this. It was difficult to get back a lost market. Now, it would be difficult to re-establish the loan business. The biggest problem was to find quality customers again.
However, no matter how difficult it was, he had to do it. If he couldn't make money, the daily interest would be an astronomical figure. He couldn't rely on Joly to subsidize everything, right? That way, Jolly's net worth wouldn't last for more than a few years.
"Uncle De, what do you think if we change the clients of our loan business from businessmen to students?”
Of course, Joly wasn't the kind of black-hearted businessman who would get a school loan. Instead, he was preparing to get a student loan, mainly for college students. It was similar to the ones in the future. On one hand, it would help students who didn't have money to go to school, and on the other hand, it would solve the problem of bank loans.
"Is this okay? How could a student repay a loan without a source of income?”
"For the time being, we can only target the university students. We will pay the tuition fees and other expenses. In addition, we will subsidize some living expenses every month. Of course, they don't need to repay the loan when they go to school.”
In his previous life, Joly had done the same thing when he was in university. After graduation, he had earned enough money to pay off the loan. To a single person, it was not much money. He would have earned enough in a few months.
After all, he had experienced it before, so Joly understood this very well. Then, Joly seriously explained the student loan model in the future to Uncle De in detail. Of course, Joly felt that the student could provide the guarantor himself.
"This is indeed feasible. Although the period is a little long, it's safe. Even if some people might have an accident, it won't affect the overall situation.”
"Hahaha, then it's settled. You'll have to work hard for the next few days. I'll get Li Dan to come back and help you. We can get the government to gather the leaders of the various universities and sit down to discuss this issue. I believe it will be beneficial for them.”
"Then do you think we should also bring the middle school along? It was to prevent others from snatching the market in the future.”
Joly was indeed a little conflicted about this problem. After Joly implemented this loan model, if other capital directly occupied the secondary school market and then went straight to university graduation, then Joly's arrangements would be cut off. After all, no one was stupid. No one would let go of such a way to earn money and fame.
"It's fine to bring along all the middle schools, but you can't bring along all of them. That would be too much for us. How about this? You take down the university first and cover all of them. Then, we'll see if you have the ability to bring along some middle schools.”
After that, Joly called Li Dan over as well as a few newly promoted senior executives. There was strength in numbers. Such a big matter could not be handled by one person. It was best for everyone to work together.
At this time, Joly no longer participated. There were still so many things to do at the television station that he needed to personally oversee. Regarding the variety show, Joly still had a lot of say.
It was already afternoon when he returned to the television station. There was a pile of documents on his desk, all of which Joly needed to deal with. In the past, Joly was just a leader. Why would he have so many things to do?
Only now did he realize that he was wrong. Although the matter was handed over to his subordinates to handle, the results still needed to be reviewed by the boss. As the first person in charge of the television station, many things could not be implemented without his signature.
However, Joly was also giving his subordinates a chance to make decisions. Otherwise, everyone would be yes-men and Joly would have to make all the decisions. It would be fine now, but in the future, Joly would definitely be exhausted.
Moreover, the lower-level leaders would not be trained and would not have the opportunity to display their talents. In the end, they would either leave or become useless. This was not what Joly wanted. The first thing he wanted to train was a secretary.
"President Qiao, what's the matter?" Joly called Xu Hui to his office.
"You've seen these documents, right? How about this? In the future, let the various departments decide on these documents themselves. There's no need to give them to me for signature.”
Joly pointed to a stack of documents. These were all small matters, such as the recruitment and promotion of low-level employees, travel subsidies, office supplies, and so on.
"Alright, I'll send it back now."
"Also, in the future, there's no need to inform me to attend the meetings of the various departments. After the meeting, just ask them to send the meeting minutes over.”
"Yes, alright!"
"Later, when you go to the HR department, you can transfer two more people to help you. They will help you answer the phone and organize the documents so that you won't be too busy.”
There weren't many things to do now, and the secretary wasn't that busy. However, this was all temporary. In the future, when the television station developed, there would definitely be a lot of things that needed to be dealt with. He could prepare for the time being so that he wouldn't be caught in a hurry.
Just as he was done, Jolly received a call from Uncle He Jiu. This time, Jolly didn't refuse and agreed readily. The time was scheduled for 8 pm tonight at the Peninsula Hotel.
"Ah Li, come, let me introduce you. This is the richest man in Hong Kong, Bao Yugang. You can just call him Uncle Bao.”
Jolly obviously knew the other two people in the room, but knowing them was one thing, and Ninth Uncle's willingness to introduce them was another reason. Therefore, he quickly bowed and said,"Hello, Uncle Bao."
Bao Yugang also pulled Jolly and said,"We're all family. There's no need to be so polite, hahaha.”
Then, Uncle He Jiu introduced another person and said,"This is my old friend. You can call him Uncle Huo.”
"Hello, Uncle Huo." Jolly bowed again.”In Hong Kong, this kind of etiquette was still very important, especially when it was the first time for the younger generation to meet the elders. It was a tradition to bow and greet them. Only those of the same generation would nod and shake hands.
Huo Yingdong also helped Joly up and said,"I won't let you call me uncle for nothing. If you have any problems in the future, you can look for me. I won't be bullied in Hong Kong, hahaha.”
Huo Yingdong was very capable. He really started from scratch. Back then, during the war to resist the United States and aid Korea, the western powers had imposed a blockade on the mainland for decades. He had helped to transport a lot of supplies.
Joly respected this very much. After all, it was a money-losing business at that time. Because of this, he suffered a lot. He was ostracized and targeted by others, and his business could not grow.
Although he didn't know why Bao Yugang and Huo Yingdong were so friendly to him, Joly felt that it couldn't be a bad thing. It was also beneficial to have the opportunity to interact with these people.
After they sat down, Uncle He Jiu was the first to speak,""Ah Li, I called you here this time to thank you, hahaha.”Uncle He Jiu couldn't help but laugh.
The other two also smiled. They understood He Lao Jiu's smile. They had made a lot of money. Huo Yingdong earned the least because he invested the least, but he still earned 7 billion Hong Kong dollars in the end. The other two were both above 10 billion.
What kind of concept was this? This was cash, not stocks or real estate. It was real gold and silver, which was the highest value in the first place.
Bao Yu Gang only had 8 billion Hong Kong dollars in assets. If it was converted into cash, it would only be 6 billion Hong Kong dollars. He was worth more than 20 billion.
Moreover, with money, there were many things that could be done. They could expand wantonly without worrying about breaking the capital chain. If they could generate wealth, it would be even more amazing. At least in the past, Baoyu Harbor needed some means to get the Nine Quarters, and they needed to carefully arrange it. Now, they didn't need it anymore. They could just take it down directly.
"Ninth Uncle, what are you talking about? Didn't I also take 100 million Hong Kong dollars from you? I also earned some money with this 100 million.”Joly thought it was about the lottery. It was a profitable business.
"Haha, I'm not talking about the lottery. I'm sure that it will make money. I believe that. It's just that it's a long-term stream of money. You can't see profits in a short period of time. I'm talking about the information you provided last time.”
This book comes from：m.funovel.com。