As for loans, they only needed to check the customer's repayment ability on the loan page and not exceed the limit.
The results of the system's review would never be wrong. Even if there was a problem, the system would be responsible for it. There was no need for manual recovery.
Jiang Feng only needed to examine and lend!
After signing the contract, the system immediately gave out the commission!
Moreover, they could recruit employees to carry out their business. The bank headquarters had a few hundred people, and UnionPay was responsible for the salaries.
"Not bad. I wonder how the interest is?”
Jiang Feng nodded in satisfaction. This was a good treatment. If the interest rate of the loan was not higher than the central bank, it would definitely be very profitable.
He checked the [interest] classification table.
Type of loan, annual interest rate/3 years/5 years
Agricultural loans: 2%/2.2%/2.4%
Commercial loans: 4.3%/4.6%/4.8%
Purchasing mortgage: 4.8%
Bailout loan: 1%
Financial loans: 5%-20%
Huge loan: 5%-20%
Commercial loans were slightly lower than the interest rate of the central bank!
This was simple. It was easy. It would definitely be easy to promote these loans. The interest rate was basically lower than the official interest rate.
Jiang Feng was in a good mood and could not wait to find someone to send out the loan. He still had a 100 million mission this month!
[Fixed monthly task: Lend 100 million yuan]
Level 2 Advancement Quest, also worth 100 million RMB
It was neither easy nor difficult, whether it was a 30-year mortgage or a monthly loan!
Lending 100 million yuan a month shouldn't be a problem, right?
However, Jiang Feng could not cheat and let his customers use short-term loans continuously to increase the total amount of business.
Regardless of whether the customers were willing or not, he would not do such a stupid thing himself. The interest rate of long-term loans was even higher.
The more money the bank made, the higher his commission.
Therefore, there was no loophole in this system…
Don't think about taking shortcuts, work hard!
"One must be content. This is good enough.”
"It's already a blessing from the heavens to have a system.”
Jiang Feng sighed, then he thought of something and asked the system curiously,"How much reserve do we have?"”
Don't worry, Mr. President, it's definitely enough.
"account/online bank/virtual currency: 1 trillion USD."
[Reserve gold: 10000(tons)]
[Silver reserves: 500000(tons)]
Reserve USD: 100,000,000,000 USD
Reserve in local currency: 100,000,000,000 yen
Reserve: 100,000,000,000 pounds
Reserve: 100,000,000,000 euros
Japanese yen reserve: 1000,000,000,000 yen
Reserve Korean won: 1,000,000,000,000
Jiang Feng was once again flabbergasted, and he gasped in shock. His pupils shrank, and he was stunned!
"F * ck! F * ck! F * ck! How much did you say?"
Forget about the one trillion USD in his bank account…
After all, this was virtual data.
But…what the hell was with ten thousand tons of gold reserves?
10,000 tons of gold, what kind of concept was that? According to today's international gold futures price, it was close to 400 billion US dollars!
To be precise, it was 3.99 (100 billion).
Converted to RMB: 2.75 trillion
Awesome, awesome, awesome, he couldn't afford to offend them!
Reserve RMB, reserve Euros, reserve US dollars, reserve British pound notes 100 billion, Japanese yen and Korean won 1 trillion.
Oh, right, there were still 500,000 tons of silver!
Converted to: 1.65 trillion yuan
Real gold, silver, and cash were stored in a large vault twenty meters underground. They were considered reserve funds.
Jiang Feng was very excited. Without saying anything, he ran into the bank's headquarters, wanting to take a look at the vault.
At the same time, he looked at his surroundings.
In front of the building was a lawn and a square. There should be parking lots on both sides, and there were nearly a hundred cars parked there.
Mercedes-Benz, Audi, Volkswagen, cash trucks, etc.
It was a brand new car, a Universe UnionPay car!
Including five Mercedes-Benz S600 business cars!
Jiang Feng looked at it and was very interested, but he was more interested in the vault. He would go and visit the underground vault first.
The bank headquarters had five floors:
First floor, administration/reception/hall/warehouse
Second floor, banquet hall/conference room/living area
Third floor, department office/data center
Fourth floor, high-level department/monitoring center
Fifth floor, CEO's exclusive living and office area
Big Dome, Communication-Data-Network Base Station
[The vault has a total area of 100000 square meters. It is located 20 meters underground of the headquarters building. There is an elevator to go down.]
It included the warehouse area, logistics area, security area, rest area, office area, and passageways, elevators, and stairs.
The warehouse area was 80000 square meters. There were eight warehouses, and each warehouse had one type of storage item. The area of each warehouse was 10,000 square meters.
Logistics Area, Alert Area, Rest Area, Office Area
A total of 20,000 square meters, each with 5,000 square meters!
[10m in height. Inside, there are five forks, five electric flat transport trucks, a large number of small carts, and so on.]
Jiang Feng took the elevator from the lobby on the first floor. In just a few seconds, he arrived at the underground vault and saw the logistics area.
"Hiss ~~ This scale is so grand ~~"
His eyelids twitched and he sighed. He felt that the underground vault was more magnificent than the building. It was a full ten meters tall.
It was extremely bright! Magnificent decoration!
The door to the vault was a meter thick alloy gate. The system had already opened the door, so they could go and take a look.
Jiang Feng was like Granny Liu entering the Grand View Garden, looking at the eight vaults in shock. He was very excited and cheered.
"F * ck, it's yellow. Gold bricks and ingots!”
"It's all red. It's all RMB!”
"It's so green, it's Franklin!”
"There are also euros and pounds. Hahahaha ~"
"Silver, yes, this is the most!”
"The Japanese yen and Korean won are the least.”
There was no other way. The Japanese yen and Korean won had a face value of 10,000.
A total of 100 billion RMB, what kind of scene was this?
In fact, it was not as much as he had imagined. The volume of a 100 million yuan note was about one cubic meter and weighed 1150kg.
They were neatly stacked in a corner!
It took up one-tenth of the space in the vault ~
Moreover, the thickness was only a little more than one meter, and each vault could hold trillions of yuan/dollars/euros/pounds.
However, with so much reserve funds, Jiang Feng was already feeling a little dizzy and overly excited.
It was an eye-opener. This was the first time he had seen so much money!
(Ah)
This book comes from：m.funovel.com。