"Young man, why are you going to the stock exchange company?”
The driver was a very talkative middle-aged man. Perhaps it was because he sat in the car all day long, but at this moment, he could not stop talking.
"No, I got into Shanghai University of Finance and Economics and studied finance. I asked my parents for 1,000 yuan and planned to practice first.”
Since it was boring to sit there, Jiang Han started chatting with the driver.
"Shanghai Wealth? What a coincidence. My girl is studying the same major as you, but she's already in her fourth year and should be graduating this year.”
When he mentioned his daughter, the driver's face was full of pride.
"Senior? That's good."
Jiang Han agreed.
There were many students from Shanghai University of Finance and Economics, and even more senior students. Jiang Han didn't think too much about it.
On the way back, she listened to the driver praise his daughter.
He said that his daughter was outstanding in school and that her grades were basically in the top three of the class.
The only thing that made the driver feel a little regretful was that his daughter had no plans to take the postgraduate entrance examination.
She wanted to work first to relieve the financial pressure at home.
Although buying and selling stocks could be done online, one still had to go to the Zhongxin Security counter to open an account.
This made Jiang Han miss the mobile internet era before his rebirth, when everything was very convenient.
However, it was good to come to the counter and do all the operations that required authentication. When Jiang Han returned, he could directly operate on the computer.
As a state-backed security company, Zhongxin Security had no problems in terms of strength and reputation.
It was just that the process in all aspects was a little slow.
This was something that could not be helped.
However, everything changed after Jiang Han said that he would inject five million into his account.
After receiving the news, an account manager came downstairs and personally received Jiang Han.
Along the way, he invited Jiang Han upstairs and specially arranged a room for Jiang Han to rest in.
This was the benefit of being rich. Of course, it was also possible that the people from the stock exchange company saw the possibility of making money from Jiang Han.
The rules for opening an account clearly stated the handling fee.
According to the country's regulations, although stock market transactions did not require individual tax, there were commissions and stamp taxes.
The stamp duty was the money paid to the state when the goods were sold, and it was fixed at 0.001%.
In other words, Jiang Han had to pay a stamp tax of 1,000 yuan for every share he sold that was worth 1,000,000 yuan.
At the same time, the security company did not provide Jiang Han with free services.
The security company would charge a commission during the transaction, which could be understood as a handling fee. This was charged at the same time as the transaction.
The commission was not cheap either.
At this time, the commission was basically around two to three thousandths.
In other words, if Jiang Han bought one million shares, he would have to pay a commission of two thousand yuan. If he sold one million shares, he would have to pay another two thousand yuan.
This round trip was 4,000 yuan.
Ordinary stockholders would not frequently buy and sell stocks, but Jiang Han had the system to cheat, so it was inevitable that he would frequently buy and sell stocks.
One of the reasons why he followed the account manager upstairs was that he wanted to see if he could lower the commission rate of his account.
"Mr. Jiang, I invited you here to introduce you to the stock combination that our company is promoting recently.”
"According to the company's estimates, these stocks will have an annual return of more than 5%.”
"This is also due to the influence of the environment. Otherwise, his performance would have been even better.”
The manager first poured a cup of tea for Jiang Han and then began to introduce the products.
Jiang Han knew all these things. After all, he had been a higher-up in the company in his previous life.
The so-called stock combination was, in the end, a means by which a stock company gathered the funds of individual investors and used the funds to buy more and short.
It was similar to a foundation.
Compared to individual investors investing, the personnel of the security company were obviously more professional. There was no problem with the rate of return. At least, it was higher than the bank's interest rate.
However, the problem was that a 5% annual return rate was not within Jiang Han's consideration at all.
"I'm sorry, Manager Xu. I plan to handle the money myself.”
"And there will be frequent transactions in the future.”
"Why don't you lower the commission rate for my account?”
"The commission rate of one thousandth is more appropriate.”
The advantage of a big client was that they could discuss anything.
On the other hand, Manager Xu wanted his performance to be good. On the one hand, he had to promote the stock combination and let Jiang Han hand over the funds to them to operate. On the other hand, he had to think of a way to stabilize a big client like Jiang Han.
It was inevitable to lower the rate, and the threshold of 0.001% was not difficult for Manager Xu. At the same time, it was within the acceptable range of Jiang Han.
There was no problem. Manager Xu hesitated for a moment before agreeing.
As for handing the money over to the security company, Jiang Han kept his mouth shut.
Manager Xu could also tell that Jiang Han was not really young and impetuous. Seeing that Jiang Han would not respond no matter what, he did not mention it again.
This book comes from：m.funovel.com。