The predecessor of the student loan was actually a credit card.
Around 2007, many banks had set up branches on university campus.
The school student loans that many people hated were led by national enterprises.
But soon, these credit cards were withdrawn from the campus.
There was no other reason than that university students basically had no ability to pay back. If they could not pay back, they could only look for their parents. This was a moral transaction. The bank was the image of the country. They could not and did not dare to do such a wicked thing.
However, it was not convenient for banks to do so, but private companies could!
They didn't care about their image, so how much could their image be worth?
Thus, in 2015, student loans appeared and quickly swept across the country.
From 2015 to 2018, due to the government's intervention, this interest group had earned nearly 800 billion in profits. This industry was born because of the university students, and the profits were simply terrifying.
It was only the year 2000, and it was still a long way from 2018. Even credit cards could enter the campus, so why couldn't Lin Meng do it?
Although it wouldn't be as profitable as it was in 2017, it was definitely a good way to accumulate funds and channels.
Using the established channels, Lin Meng could even establish payment channels like Ali in the later stages. Spending and borrowing were things that Lin Meng was determined to get.
In the early stages, he would use some methods to accumulate funds. Later on, he would be like Ali, whitewashing his name and becoming a regular employee. Lin Meng was completely confident that he could get the 800 billion.
Of course, this was only a plan. It would take a long time to implement. Right now, Lin Meng was thinking of a way to solve the problem at hand.
For example, the spending power of college students was not high. What if they did not pay?
" If we can combine the school loan and express delivery…"
After pondering for a while, Lin Meng suddenly had a flash of inspiration.
Although the express delivery industry had started to develop in 1996, it did not have the foundation of the electronic network in the early stages. At this time, the market gap was very large, and Lin Meng was completely confident that he would catch up from behind.
Those students who could not pay off their loans could join the express delivery service. The number of universities in a city could cover the entire city. With this advantage, all parts of the country could be connected. Once the scale was formed, the four links, one Da, and one Shun Feng would have to stand aside.
"Good! Let's do it this way!"
Lin Meng's palm and fist collided. He already had a complete plan in his mind.
"Knock, knock, knock!"
At this moment, someone knocked on the bedroom door.
"Is there anyone inside?"
A weak voice sounded.
Hearing this voice, the corners of Lin Meng's mouth curled up."Are my cute roommates finally back?”
He got up and opened the door.
There were five people standing at the door, their faces swollen.
The moment they saw Lin Meng, they subconsciously took a step back. It was obvious that they were still traumatized by what had happened in the afternoon.
It was already late at night. Lin Meng knew why these people had returned, but he didn't move aside. Instead, he crossed his arms and leaned against the door frame.
"You want to come in?"
Lin Meng asked with a smile.
Other than Wang Cheng and Chen Yuanquan, the others nodded pitifully.
Oh right, I forgot to introduce Lin Meng's five roommates.
Wang Cheng was an old acquaintance. He was a local in WH City. His family owned a restaurant. Although he was not a millionaire, he was still worth tens of millions.
Chen Yuanquan was from WH City. His family background was average, and he was Wang Cheng's number one follower.
As for Tian Jialei, Chen Jiawei, and Yuan Jiaqiang, they came from the countryside like Lin Meng.
The only difference was that they all submitted to Wang Cheng's tyrannical might and were willing to follow behind him and lick his boots. Only the original Lin Meng had an upright personality and was always targeted by Wang Cheng.
Someone asked,"Since they were all from the countryside and were all poor students who had been admitted to martial arts universities, why did they still follow Wang Cheng to help him do evil?"
Then, it was time to talk about human nature.
When people were at their lowest, they liked to bully their own kind to feel superior. This was because they wanted to deceive themselves that they were not at the lowest level. There were people who were even more lowly than them, just like the traitors during the Anti-Japanese War.
Therefore, although these people looked pitiful, none of them deserved sympathy.
"If you want to come in, call each of you daddy. Otherwise, get out!”
Lin Meng made an extremely insulting request.
"Don't even think about it. You just can't stay in the dormitory today, right? I'll get the people from the Academic Affairs Office to come tomorrow. Let's see if you can still be so arrogant!”
Wang Cheng said coldly and left.
He had no choice. After being beaten up by Lin Meng, he was traumatized now. Although he wanted to barge in forcefully, he still cowered in the end.
Lin Meng was indifferent to Wang Cheng's departure. He looked at the remaining four people and asked,"What about you guys? Should she also learn from him and be a person with backbone?”
Chen Yuanquan hesitated for a moment, then turned around and left with Wang Cheng.
He was afraid that Wang Cheng would hate him if he stayed.
The reason Chen Yuanquan had always been a follower was because Wang Cheng had promised him that he would be the manager of his family's restaurant after graduation.
After 1996, universities no longer gave out jobs. Even if he graduated from a key university, it was not easy to find a job. Therefore, Chen Yuanquan was willing to be a small person who fawned over the powerful.
"Daddy!"
"Daddy!"
"Daddy!"
In the end, only Yuan Jiaqiang, Tian Jialei, and Chen Jiawei lowered their heads and shouted with red faces.
They were all from the countryside, and their family situation was not much better than Lin Meng's. If they did not live in the dormitory, they had no place to live at all.
They couldn't afford a hotel that cost tens of yuan a night.
It was December now. If they were to sleep in the school park, they would definitely freeze to death.
"Come in."
After teaching these three fence-sitters a lesson, Lin Meng moved aside.
These three people were still useful to him. If they weren't people like Wang Cheng, Lin Meng wouldn't have pushed them too hard.
If he remembered correctly, although these three people were not good people, they all had a good-looking girlfriend.
Thinking of this, Lin Meng smiled in his heart.
"This is the key to the dormitory.”
He walked to the table and took three keys from the string. Lin Meng threw one to each of them.
"Thank you! Thank you, Brother Lin!"
When the three of them saw this, they immediately thanked Lin Meng with joy.
They were afraid that Lin Meng would do this every day. Calling him daddy once was enough. After all, they were humans and had self-esteem.
"About cleaning in the future…"
Looking at the three people standing in front of him cautiously, Lin Meng sat back on his chair and tapped his index finger on the table.
"Brother Lin, leave the cleaning to us. You don't have to worry about it at all.”
They were both smart people, so Chen Jiawei quickly said with a smile.
"Yes, yes. Brother Lin can also instruct you to do things like getting food and washing clothes at any time.”
Tian Jialei immediately echoed.
Yuan Jiaqiang was even more awesome. He brought the melon seeds he bought to Lin Meng, then went to the back and started massaging Lin Meng's shoulders.
"Brother Lin, have some melon seeds."
"Brother Lin, is this strength okay?"
"Haha!" Looking at the three lackeys, Lin Meng laughed.
This was the pride of a martial arts university. How ironic.
Xiaoqian wanted to ask, did everyone like the protagonist's personality?
This book comes from：m.funovel.com。