Industrial and Commercial Bank of China Jiangnan branch credit department.
A very delicate and pretty girl was being reprimanded by the female leader.
"Ding Ling, oh Ding Ling, you take leave every other day. There are thirty days this month, and you've already taken twenty days off. Do you still want to work? Also, you won't be able to meet your loan quota this month, right? I'm telling you, if you can't complete it, get lost…Hmph, our credit department doesn't support idlers!”
Ding Ling was full of grievances. Tears welled up in her eyes, but she did not dare to retort.
The female leader saw that she was beautiful and could not help but mock her."I say, you have a good figure and a good face. Why don't you rely on your face to make a living? Wouldn't it be better to resign obediently and give up his position?”
Ding Ling cursed in her heart, Don't even think about it. Aren't you just trying to squeeze me out and let your nephew in? How sinister."
At the same time, she cursed in her heart, Wang Rui, you idiot! There are so many people who want to borrow money but can't repay it. You're really a blockhead.”
After scolding her, she secretly clenched her fists.
"No, I have to go to him again. I have to convince him to take out a loan…I have to complete this month's loan quota, and I have to get this month's commission.”
With this thought in mind, she interrupted the leader's reprimand and said,"I'm leaving. I'll run the business now. I'll complete this month's loan quota.”
After running out of the credit department, Ding Ling immediately took out her phone and made a call.
……
At this time, Wang Rui was sleeping on the desk.
For some reason, whenever he came to the classroom and saw so much revision material, he would feel sleepy.
Soon, the phone in his pocket vibrated, and he picked it up with his eyes closed.
"Hello…who is it?"
His voice was filled with laziness and impatience.
A familiar mellow voice came from the other end of the phone."Hello, is this Wang Rui? I'm Ding Ling, the bank loan officer who met you before…"
"Ding Ling?"
Wang Rui instantly remembered the other party's voice and appearance. In fact, he was waiting for the other party's second visit, but he didn't expect to receive a call from the other party.
"Oh…what's the matter?"
Wang Rui pretended to be stupid and deliberately pretended to be indifferent.
"It's still about the loan…Do you have time later? Can we talk when we meet?"
The other party's voice revealed a hint of pleading.
Wang Rui thought for a moment and said," Alright, then come to the school gate at noon and wait for me after school."”
"Alright, alright."
Ding Ling was immediately overjoyed and agreed.
After school, Wang Rui saw Ding Ling, who was already waiting at the school gate. He dismissed Shou Hou and Song Tongtong and walked towards Ding Ling alone.
Ding Ling was all smiles. Needless to say, this girl's smile was quite beautiful. Her facial features were also exquisite, and her figure was even better. Especially when she wore the uniform, she was very sexy, showing off her bulging breasts, tight buttocks, and a slim waist.
The more Wang Rui looked at the other party, the more excited he felt.
"Student Wang Rui…Hello, hello. I'm really sorry to take up your time.”Ding Ling came up and greeted him very politely.
Wang Rui waved his hand." It's okay. School just ended. I have plenty of time."”
Ding Ling's eyes lit up when she heard that. The first time she met Wang Rui, he immediately chased her away. He had no interest in loans at all. However, after meeting him for the second time, the other party had changed a lot. He said that he had time. This was an excellent sales signal.
"Calm down, calm down…We can't rush it."
Ding Ling thought to herself and was actually a little excited.
"How about this? I'll treat you to a meal. We can talk about the loan while we eat. What do you think?”Ding Ling tried to ask.
Wang Rui shook his head." I'll treat you. You're a girl after all. How can a man like me ask you to spend money?"”
Ding Ling became even happier when she heard that.
The two of them went to a restaurant near the school. They ordered a few dishes and introduced the loan situation to Wang Rui while eating.
After ten minutes, Wang Rui said in surprise,"You mean I can borrow five million or even more?”
Ding Ling nodded." Yes, the assets under your name exceed 10 million. A loan of 5 million is still considered small. If you're willing, I can apply for a loan of 7 million for you. The interest for the loan is 4.7% for one to three years…"
Wang Rui thought for a moment and said," Since you want to borrow money, then the more the better. Right, if you apply now, when will you get the loan?"”
Ding Ling said," Don't worry. Your assets are very good, and you don't have any bad credit. The money will be released soon."”
Wang Rui nodded." Alright, then I'll apply for a loan of seven million yuan…But the interest rate is too high. You have to lower it for me!"”
"Lower the interest rate?" Ding Ling was stunned. She said awkwardly," The interest rate is unified by the entire banking industry. It's approved by the central bank. How can it be lowered?”
"Can't surrender? Looks like you're still not sincere. I really can't lend you this money.”Wang Rui retreated in order to advance. It was normal to bargain in business.
Ding Ling looked troubled, and her face gradually turned pale.
Wang Rui frowned. It seemed that what the other party said was true. The interest rate could not be lowered, or rather, it was not within the scope of her power as an ordinary loan officer.
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