"Brother, I, Zhang Mu, will keep my word. If I say that I will give you the money within half a month, it will definitely not exceed half a month!”
At Shanghai Bank, Zhang Mu said to Zheng Jinhai beside him,
"A total of 960,000 yuan. It should be in your account now. Brother, check it."”
"Hey, I watched you transfer it. Could it have gone to someone else's account?”
Zheng Jinhai replied.
"It's safer to take a look. After all, this isn't a small amount.”
"That's true. I'll check it out then.”
After checking his bank account balance and confirming that there was an extra 960,000 yuan in his account, Zheng Jinhai smiled and said,
"Brother, you're so straightforward. Now that we've cleared the money and goods, let's go and have a drink together tonight!"”
Zheng Jinhai thought that he had some understanding of Zhang Mu's situation. He thought that Zhang Mu might not be able to give him money even if he said that he would give him money in half a month.
He would probably have to wait a month or so before he could get the money.
He didn't expect Zhang Mu to be so straightforward. It had only been ten days, and he had settled the remaining payment, allowing him to earn tens of thousands of yuan in one breath.
"Brother, I really can't do it today. I still have a lot of things to deal with in the company.”
"
After this half a month, when the company is officially opened, I'll treat you to a drink."”
"Alright, then it's settled. I'll wait for your call.”
Zheng Jinhai was also not angry. Now that school was getting closer and closer, Zhang Mu indeed had more things to do. This was understandable.
After exchanging pleasantries with Zheng Jinhai, Zhang Mu bid farewell to the other party and got into the car to rush to the company.
After a series of negotiations the day before yesterday, Zhang Mu successfully obtained a loan of five million yuan from Shanghai Bank.
In order to get this loan, Zhang Mu had made a lot of preparations. First, he set up a company with a registered capital of 5 million before buying the car.
Zhang Mu didn't have five million yuan, but there were people who did. There were also people who specialized in this kind of business. It didn't take much effort to find the person who built the bridge. Just the registered capital alone cost Zhang Mu a full 100,000 yuan.
However, the money spent was still very worth it. First, he built a relationship with Lu Song and took care of nearly 2,000 laid-off workers, obtaining a series of support policies.
However, just because of this, there was only registered capital and no actual assets. It was very difficult to get a loan from the bank, even if Lu Song was the middleman.
After all, the bank also had to do a risk assessment. Even with Lu Song's face, it was impossible to give Zhang Mu a loan without any collateral. Under such circumstances, the 40 vans were effective.
Although the 40 vans added up to only 900,000 yuan, at least there were some assets as collateral. After some negotiation, Zhang Mu successfully won a loan of 5 million yuan.
He had successfully obtained a decent starting capital. With this five million yuan, it would be much easier for Zhang Mu to carry out his other plans in the later stages.
It was worth mentioning that the interest rate of the loan of five million was a little high. The annual interest rate was 13.2%, which meant that after one year, Zhang Mu would have to take out 5.66 million with the principal and interest!
Such a high bank interest rate would seem inconceivable twenty years later, but it was very normal in this era because the interest rate that banks gave to their customers was also very high.
The interest for a fixed deposit and withdrawal for half a year was 5.4%, which was 7.4% a year. If he saved for five years, the annual interest would be as high as 9%!
The times were developing too fast, and society was developing and improving every moment. The RMB was depreciating very quickly, and it was impossible not to give such a high interest rate.
The bank had already given the user so much money. If he lent it out again, the interest would definitely be higher. However, this interest was not a problem for Zhang Mu.
He had received five million yuan in cash for no reason. Forget about the interest of a few hundred thousand yuan, if he did not multiply the few million yuan, it would be a waste for him to live again!
In the next few days, Zhang Mu rented a few more shops. With Nanjing Road as the center, he spread out to the entire Shanghai, making it easier for his business to develop.
Apart from that, they also rented more than ten warehouses in various places in Shanghai to serve as food delivery transit stations.
For example, there were 100,000 customers who needed to deliver 100,000 lunches every day. A lot of labor was needed to sort and deliver them in batches. There had to be a place for employees to distribute and deliver them more conveniently.
Time slowly passed. Unknowingly, more than 20 days had passed, and it was the end of August.
On this day, Zhang Mu told Zhen Yihai to inform the employees who had been working hard at the front line and treat them to dinner.
Including Zhen Yihai and his girlfriend, Wang Lijuan, these young people who were around Zhang Mu's age worked from 8 am to 8 pm every day. However, they only received 20 yuan a day. It was quite hard.
After so many days of publicity, the staff had recorded the home addresses of more than 138,000 people. These 130,000 people were all willing to try the Lunch of Love event.
Even though these people might not all stay after experiencing it for a week, it was enough as long as there was a 50% Retention rate!
Moreover, Zhang Mu was sure that once the food delivery event really started, the number of users would increase exponentially!
At five o'clock in the afternoon, Li Sen drove Zhang Mu to the hotel they had booked.
"Old Li, you've worked hard these past few days. Let's go up and eat together.”
Zhang Mu invited everyone to dinner tonight. On one hand, he wanted to thank everyone for their efforts over the past few days. On the other hand, he wanted to give everyone a red packet as a reward.
Li Sen had pulled him for 20 days. Although he had paid, he had done his best. It was only right for him to receive a red packet.
"Yes, boss."
"
Boss, I have something to ask for your opinion on," Li Sen replied subconsciously. Then, he seemed to have thought of something and said hesitantly.
Zhang Mu was a little surprised, but he still said,
"Old Li, we've known each other for more than half a month. You drag me around every day. Even if you don't have any credit, you've worked hard. Just say it if you have anything to say."”
"Alright, then I'll say it. Boss, I want to continue working with you!”
This book is provided by FunNovel Novel Book | Fan Fiction Novel [Beautiful Free Novel Book]