The city started to strive to become rich
33 Yen loan Part 2

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"Ni Sang, you're here. Our president is already waiting for you.”Hiroshi Enfuku was waiting at the door, and he bowed to Ni Shixiao as soon as he saw him.

Hiroshi Enfuku was the secretary of Chiba Bank's president, Eiho Kenji.

In fact, he had already contacted Ni Shixiao when he was in Xiangjiang. Ni Shixiao was going to mortgage all the companies in his group and borrow US dollars from Chiba Bank.

Ying Bao was already waiting for Ni Shixiao in his office. When he saw Ni Shixiao enter, he greeted him politely.

"Ni Sang, hello."

"Hello, President Eiho."

"President Ying Bao, take a look. This is our company's share certificate.”

Ni Shixiao asked Lizhi to pass the share certificate to the Imperial Protector Bureau, who then asked the professionals to inspect it.

"Ni Sang, it's not a problem if you want to borrow 4 billion USD.”

"President Ying Bao, there is something I want to discuss with you. I hope that I can borrow US dollars and pay back the Japanese yen. I want to bet on the exchange rate, or you can give me yen, but I want to convert it to US dollars.”

Kenji Eiho thought about it carefully." Ni Shixiao wants to bet on the appreciation of the yen. Now that Japan's economy is developing at a high speed, the possibility of the yen appreciating is not high. Moreover, even if it does, the bank's interest loss is not too serious, so we can agree.”

The appreciation of the yen meant that the other assets controlled by the bank would also appreciate. Ni Shixiao's loan earned less interest, but the total value of the bank's assets was rising.

If the yen depreciated, Ni Shixiao would have to pay more interest because of the exchange rate. The bank's assets would depreciate.

This could be considered as preserving value in a certain sense.

"Alright, Ni Sang, do you want US dollars or Japanese yen?”

"President Ying Bao, I took out a loan to invest in Jingdong Real Estate.”

"Alright, then let's sign the contract."

Ni Shixiao signed a contract with the Imperial Censor Eiho, and the bank opened an account for him with 100 billion yen.

"Ms. Hanazawa, what you need to do in the future is to purchase commercial land and buildings in the capital. Then, you can take out a mortgage loan for the land and buildings before continuing to purchase them. The ratio of land to buildings would be based on the rental profits that could meet the bank's monthly payment.”

"Talk to the bank when you mortgage the property. The longer the term, the better. Try to make the lowest monthly payment so that you can continue to buy as much as possible.”

"Hey, President, I understand. I know what to do.”

"Ms. Hanazawa, your temporary monthly salary is 1 million yen. There will be people from Xiangjiang Headquarters to assist you.”

"Hi, thank you, President. I'm very satisfied with the treatment.”

...

The layout of the capital's real estate speculation had been completed. As for the harvest, it would take at least five years.

Using 100 billion yen in five years, calculating the monthly payment, he could at least leverage 30 times the value of the property, which was 30 trillion yen.

In five years, the real estate and land prices in the capital would increase by more than 3.5 times.

Including the appreciation of the yen, the company's property would be worth 1.05 billion dollars in five years.

After deducting the loans, the profit would be in the hundreds of billions. The exact amount would depend on the amount of real estate and land that could be purchased.

Other than real estate, he could make at least three bucks in Japan. Japan was a good country!

...

Ni Shixiao went to Osaka and Hokkaido to play, and then he ran into Yamaguchi Ayumi. He was greatly disappointed, and his childhood memories were shattered.

He had traveled half the way to Japan and had visited all the places he could…It was time to leave Japan.

Before he left, he met up with Hanazawa Hunan Cuisine and then flew back to Xiangjiang.

...

" Shixiao, you haven't visited me in a long time," Zhao Suzhen complained over the phone.

"I'll go over and accompany you later."

"Alright, I'll cook and wait for you.”

Ni Shixiao packed up the documents in front of him and told Lizhi to go home first.

"Which woman are you going to?”Lizhi pouted at Ni Shixiao in jealousy.

"Be good. Go back first. I'll take you to buy a bag tomorrow.”

"Alright, I don't care about you anymore."

Ni Shixiao went to Zhao Suzhen's house with his bodyguards after coaxing Lizhi.

Nowadays, Ni Shixiao's travels were a sight to behold. Whenever he traveled in Xiangjiang, he would take five cars at once.

There were four Mercedes-Benz G30 off-road cars in the front and back. Two of them led the way while the other two protected the rear. Ni Shixiao sat in a bulletproof Rolls-Royce in the middle.

Nowadays, many people in Xiangjiang City had seen this scenery.

"What delicious food did you make?"

" They're all your favorites," Zhao Suzhen replied as she hugged Ni Shixiao's hand.

"Alright, then let's eat first. We'll eat you after dinner.”

"Well, then you have to eat a few mouthfuls today.”

This book is provided by FunNovel Novel Book | Fan Fiction Novel [Beautiful Free Novel Book]

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