The headquarters of Harbor City Standard Chartered Bank was located at No. 8, De Voeux Road, Zhong Huan.
For Zhong Huan to have an entire building as his headquarters in Harbor City, where every inch of land was worth an inch of gold, one could imagine how powerful this bank was.
In Zhong Huan, where traffic was endless, the Big Harley was actually more convenient than most small cars.
An hour later, Jiang Ze arrived. He asked Mark to wait outside while he contacted Ding Rou.
At the entrance, Ding Rou was dressed in a suit with a fitting skirt. She was neat and elegant.
"Hello, I'm Ding Rou from Swire Law Firm. This is Mr. Jiang Ze, the boss of Hengtong Company. We're looking for Mr. Yu Hui. We already have an appointment.”Ding Rou led Jiang Ze to the front desk and said to the receptionist.
"Okay, Lawyer Ding, Mr. Jiang, please wait a moment. I'll make a call first.”The receptionist said with a smile.
After the receptionist said a few words to the phone, she put down the old-fashioned program control phone and said to Ding Rou,"Lawyer Ding, Mr. Jiang, Mr. Yu is waiting for you in the office.”
"Alright, thank you."
Soon, the two of them arrived at a large and luxuriously decorated office.
At the door, a fat, bespectacled, middle-aged man in a suit stood there charmingly.
Jiang Ze only needed one glance to know that this person was definitely Yu Hui.
He was here today to review the loan. One hundred million was not a small amount to Jiang Ze.
Even though 100 million Hong Kong dollars was not considered much in the eyes of the four great families of Harbor City, it was still a small sum.
A journey of a thousand miles began with a single step. Jiang Ze firmly believed in the principle of borrowing money to make money.
Compared to the average young man in Harbor City, a loan of 100 million yuan was already very good.
"Hello, Manager Yu." Ding Rou greeted Yu Hui when she saw him.
"Hello, Lawyer Ding. This must be Mr. Jiang, right?”Yu Hui asked Jiang Ze politely.
"Yes, I'm Jiang Ze. Hello, Manager Yu.”
"Please, please sit inside. Coffee or tea?”Yu Hui said eagerly after entering the office.
"Anything is fine, thank you!”Jiang Ze replied.
Soon, a bank employee with a certain temperament brought green tea and coffee.
Jiang Ze chose green tea while Ding Rou chose coffee.
"Mr. Jiang, this interview is just a formality. It's already very good that you have the shares of the Princeton High School as collateral.”Yu Hui said respectfully.
"I came to look for Mr. Yu today for a face-to-face interview and to borrow more funds. Here, this is the latest equity allocation after the restructuring of the shares of Dubai High School.”
As soon as Jiang Ze finished speaking, Ding Rou had already handed a legally binding document to Yu Hui.
After receiving the document, Yu Hui took out a pair of glasses from the drawer and read it carefully.
After reading the document, Yu Hui's expression changed slightly and he said,"Mr. Jiang, how much do you want to borrow this time?”
"500 million Hong Kong Dollars!" Jiang Ze said slowly.
"What is it? Mr. Jiang, please repeat yourself." Yu Hui was shocked.
According to the financial rules, Jiang Ze had just borrowed 100 million a few days ago. Now, he wanted 500 million. What business was he going to do? What kind of business could earn the interest of these six?
"500 million Hong Kong dollars, Manager Yu." Jiang Ze repeated.
Hearing Jiang Ze's emphasis, Yu Hui hesitated for a moment and said,
"Mr. Jiang, according to your assets, there's no problem with borrowing 500 million, but the upper limit is already the ceiling. If you can't pay it back, our legal department will sue you. At that time, your shares in the Princeton High School will be frozen.”
Although Yu Hui's words were a little rude, Jiang Ze was not angry. Instead, he slowly said,"Your bank has my funds flowing through it. Princeton High School is the alma mater of all the major politicians in Harbor City. Every year, they pull in more than ten million yuan from society. Do you think I can't afford the interest from the bank? If you don't agree, I'll go to the Hong Kong Bank.”
After hearing Jiang Ze's words, Yu Hui fell silent. He was weighing the pros and cons.
As the general manager of the credit department of the Hong Kong City headquarters of the Standard Chartered Bank, he had the approval authority of up to one billion yuan.
Of course, he would also bear the risk. As a bank, lending money to collect interest was its main business.
If he pushed such a high-quality customer to a competitor, he really couldn't accept it.
For a client like Jiang Ze, Yu Hui's risk assessment was actually not too dangerous.
However, he really found it a little unbelievable that the young man in front of him had such a large sum of money. Borrowing 600 million yuan was definitely an investment.
However, investments of more than 100 million Hong Kong dollars were usually borrowed by large companies. What business was he planning to do?
Jiang Ze knew that Yu Hui's expression told him that he was already moved.
"Mr. Jiang, this amount is a little big. Although I have the right to approve it, I have to report it to the board of directors. I still have the general manager and the chairman above me.”
"I really want to know, what is Mr. Jiang going to do with this 600 million Hong Kong dollars? This is also the information that we must know when we get a loan. The customer must tell us honestly.”
"I'm sorry, we need to control the risk. Please understand, Mr. Jiang.”
This book is provided by FunNovel Novel Book | Fan Fiction Novel [Beautiful Free Novel Book]