The Bank
At the entrance of the Cheng Manor.
The copper coins had already piled up like a mountain, and the Zhangsun Clan's carriages were still being pulled over one after another. Then, they poured directly at the entrance of the Cheng Manor.
As a famous miser in history, Zhangsun Wuji could not calmly take out 250,000 strings of money. Therefore, he thought of this method to create a little trouble for the Cheng Clan.
However, Cheng Chuwen didn't mind at all. This just happened to fulfill one of his dreams in his previous life-counting money until his hands cramped.
Qin Shubao looked at his companion, who was as big as a small mountain, without any emotion in his eyes. Instead, he reminded Cheng Yaojin,"Old Cheng, this time, your Old Cheng family has completely offended Zhangsun Wuji. I'm afraid there will be endless trouble in the future.”
"What are you afraid of!"
Cheng Yaojin didn't care at all." I don't even need to do anything to Zhangsun Wuji. I, Cheng Chuwen, that brat, can take him down."”
Qin Shubao looked down on Cheng Yaojin deeply and couldn't be bothered with him anymore.
However, the truth was just as Cheng Yaojin said. Cheng Chuwen did not even need to do anything to deal with Zhangsun Wuji.
But the difference was that if Cheng Chuwen couldn't handle it, then Cheng Yaojin didn't need to deal with it either. The Cheng family would be finished.
Seeing that Qin Shubao didn't expose him, Cheng Yaojin chuckled.""This is the first time I've seen so much money. What do you think I should do with this money?”
"I don't know. You can ask Chuwen."
Cheng Yaojin immediately looked at Cheng Chuwen and heard him say lightly,"Open a bank. This money is used as the principal, then it absorbs the money of individual investors and lends it to the rich.”
Cheng Yaojin was immediately interested when he heard that he had never heard of the term 'gull'. He moved a few steps closer to Cheng Chuwen and said,"Rascal, what good thing is it this time? Tell your father.”
Qin Shubao also turned his ear over.
Ever since he saw the Cheng family's carpenter shop make a fortune last time, Qin Shubao especially wanted to experience the pleasure of making a lot of money.
Seeing how eager the two of them were, Cheng Chuwen smiled and said,"Now, if everyone deposits their money in the pawnshop, do they have to pay the pawnshop?
If we open a bank and only give others a little more money when they deposit their money in our bank, would everyone be willing to deposit their money in our bank?”
Cheng Yaojin and the other man nodded, then shook their heads and shouted,""Brat, are you scared silly by this little bit of money? We helped them keep the money and didn't give him more money.”
Qin Shubao also clicked on the Dream button, expressing that he was not optimistic about Cheng Chuwen's statement.
"Listen to me first."
Seeing that they had quieted down, Cheng Chuwen continued,"Everyone, deposit your money in our bank. We can use this money to do business or lend it to others. Of course, the interest on lending it to others will be much higher than what we give to the people who deposit it.”
"Lend it to someone else? What if they don't?"
"Of course, we can't just borrow casually. We have to have a mortgage. For example, if their house is worth 10,000 strings, we'll borrow 8,000 strings. If they can't pay back the money when the time comes, we'll take back the house.
As for doing business, it would depend on his own ability. If he lost it, he would be useless and could not blame others.”
"But we lent the money to others. What if the person who saved the money comes to ask for the money and we can't take it out?”
"Then don't let them come and ask for money. Let them believe that our bank has a lot of money. They can come and take it whenever they want.
This way, they won't all come to take the money at the same time, and we can also take out a small portion to give to those who save money.”
"Isn't that taking other people's money to make money for us?”
Seeing that they finally understood, Cheng Chuwen smiled and nodded."You're indeed trying to get something for nothing, but before you do that, you have to convince the person who saved the money that you have the ability.”
"This is a small matter."
Cheng Yaojin waved his hand heroically." If it was just our Cheng family, I wouldn't dare to guarantee it. If we include the Qin family, Li Jing family, Yuchi family, and other military families, this would be a small matter.”
Cheng Chuwen smiled." I don't care about that. Anyway, I'll leave the 250,000 strings of money to you. I want 30% of the shares. You can distribute the rest."”
"No problem, I'll go find Yuchi Gong and the others to discuss.”
Before he could finish speaking, Qin Shubao's men had already disappeared.
Right now, Qin Shubao could not wait to open this bank immediately and then wait for the feeling of making a lot of money to descend on his head.
Looking at the background of Qin Shubao's disappearance, Cheng Yaojin said,""Brat, I thought about it just now. If this money house is really set up, it will be amazing.
Do you think we should inform His Majesty?”
"This is your business. Whether you tell His Majesty or not, it's not a problem for me. I only want 30% of my share.”
After squatting down, Cheng Chuwen reminded Cheng Yaojin,"But you'd better tell him and pull him in. Otherwise, when he sees us making money, he'll be jealous and start his own business.
After all, there was only one bank in the Great Tang, which was completely different from the two banks.”
Cheng Yaojin also nodded. If he didn't pull Li Shiming into the team, Li Shiming would go it alone. If the two families competed, he might still lose.
As for the other banks, Cheng Yaojin wasn't worried at all.
They had neither money nor power. Even if they opened a bank, they wouldn't be able to deal with a bank opened by so many generals.
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