"Emperor Ye, is the loan really the same as the bank's interest?”
Even if Daxu had heard it from others, he still had to personally confirm with Ye Fan whether it was true or not.
"Yes, Brother Bao, our interest rate is very low. Whether it's a five-year loan or a short-term loan, our interest rate is LPR floating interest rate.”
In fact, this interest rate would only be lower than other banks. In any case, it would definitely not be higher than this bank.
"That's too comfortable. Do I need to go through any procedures to borrow money?”
What Daxu wanted to know was whether this loan needed any collateral. If it was a large loan and repayment.
"There's no need for collateral. We've developed an app. I'll review the download application within seconds. If you want to repay, you just have to apply for the bank. All the procedures can be done on your phone.”
Ye Fan looked at the amount that Daxu could borrow. It actually exceeded 80 million. As expected of a top-notch streamer. It seemed that he was also tempted.
If he could make Brother Bao's deal, he would really make a big profit.
"F * ck, I have a loan limit of 80 million yuan. Are you really running a bank?”
Daxu really went to download it. That was what he said. He wanted to know what it was like, but he was shocked after taking a look.
A single application limit was 10 million, which meant that he could apply eight times.
In addition, there were many ways to repay the loan after the application. It could take 10 years, 20 years, or 30 years.
This was really a bank.
"Your bank is really amazing. If I need money next time, I'll come and borrow some money.”
Daxu didn't need to borrow money for the time being. Last year, he had topped up 30 million yuan to play in the game to give his fans an explanation.
Later on, in this competition, he also got first place as he wished. In other words, he won the Fan Festival championship and the annual championship for two consecutive years.
"It's okay, Brother Bao. When you borrow money, you can just look for me directly.”
Ye Fan chuckled to himself. He would have to borrow money sooner or later anyway. With such a low interest rate, he probably wanted to borrow it to speculate in real estate.
Now that property prices were rising every year, it would be great to borrow some money to buy a house.
There were already tycoons who did that. Even so, there were still many people borrowing money every day. Perhaps it was because others were promoting him.
Almost every day, there were close to one or two million loans. These were all loans from individual investors.
Ye Fan did not need to approve it. Only large sums of money could be approved by Ye Fan. The other small sums were directly approved.
"Ye Fan, are you at home tonight? I made this supper. Do you want to come down and try it?”
After ending the chat with Daxu, Ye Fan saw that Pang Tingting had sent him a message. She had lent her 15 million yuan as working capital for the past few days. It seemed that her business had continued to improve.
It was almost eleven o'clock. She invited him to her house so late at night. Should Ye Fan go or not?
"Forget it, I'll go down."
Ye Fan touched his stomach and was indeed hungry. Then, he went from the top floor to the 29th floor.
"Come, come, Ye Fan. I've already made supper.”
Pang Tingting was wearing casual home clothes, and she was exuding more and more femininity. Then, she smiled and invited Ye Fan in.
"I've cooked a few dishes. I wonder if they suit your taste?”
The area of her house was different from Ye Fan's house. It should be about 210 square meters. Ye Fan was twice as big as her.
It was about 45 million yuan.
"Sister Ting, the food you cook must be delicious. Do you usually live alone?”
Ye Fan had heard Pang Tingting say that her husband had passed away. He didn't know if this was true or not. Why didn't she have this child?
" Don't worry. You wanted to know, didn't you? I'll tell you. He died in a car accident…"
Pang Tingting said it again. Ye Fan was so shocked.
She didn't expect her husband to be so short-lived. He didn't even live with Pang Tingting. It was really strange. Then, he was gone.
"Sister Ting, have you ever thought of finding another one?"
With Pang Tingting, she could totally find someone like her. There were many people who wanted to pursue her.
"It's very difficult to find a married woman. I don't want to marry an old man.”
It wasn't like there weren't any suitors. Some of them were old men in their forties or fifties. She didn't like them at all.
So what if he had some money?
"Alright, let's not talk about this anymore. Thank you for lending me 15 million.”
Pang Tingting specially thanked Ye Fan that night, so she cooked a meal for him. She would cook occasionally when she was free.
After all, cooking was much cleaner than eating out.
"It's okay, Sister Ting. If you want to continue borrowing, you can still continue. We still have low-interest loans here.”
In fact, Ye Fan had the authority to raise the quota. Pang Tingting's 30 million quota was definitely too little. At the very least, she had to give him 50 million to 100 million.
Ye Fan looked at the loan limit given by the system and realized that there had been a change. The current loan limit could reach 100 million.
In that case, Pang Tingting's company must have encountered a crisis before, so the loan limit was reduced. Now that the company's crisis was resolved, the loan limit was restored.
"I do want to borrow more money, but 15 million is still a little too little for me. Some businesses need to expand and need more.”
The application procedures for other banks were more complicated, and the loan approval speed was very slow. In this case, it was better to borrow money directly from Ye Fan.
"Sister Ting, you can apply for a loan of 50 million to 100 million yuan. The results of your company's credit and big data analysis are out.”
If the system dared to lend out the money, it would definitely be able to recover the cost. Ye Fan had never been worried about this. Anyway, the system had plenty of ways.
"Really? Can I borrow so much?"
Pang Tingting opened the phone and took a look. She couldn't believe it. It seemed like she could really borrow that much.
"That's great. I originally wanted to tell you that I need a loan of more than 50 million yuan. Now, I'll just borrow 100 million yuan.”
With this 100 million yuan, the company could continue to expand.
"Sister Ting, you want to borrow so much? Then I'll approve your application.”
A single loan could be applied for up to 10 million yuan, so she needed to buy this point recovery quota for her to apply for.
Pang Tingting received 10 bank transfer notifications and successfully received 100 million yuan.
100 million yuan. The bank couldn't lend money like this. It needed a contract and many other procedures, but it was approved by Ye Fan.
"Thank you, Ye Fan. Our company will definitely continue to develop.”
Pang Tingting hugged Ye Fan happily. She was so touched. It was not easy for her to run a company by herself.
Moreover, some banks deliberately refused to approve it because they liked her and would use it as a blackmail to get harassed.
This book comes from：m.funovel.com。