Wang Meigui didn't go shopping in Hong Kong. She decided to do it again when she came over to do some shopping.
Wang Meigui had to hurry back to catch the flight back to Beijing.
After entering the city, Wang Meigui suddenly felt the huge difference between the city and Hong Kong.
Hong Kong was only a little bit across the sea, but the difference between the two cities was so great.
Wang Meigui hailed a cab and went to look for Li Jiaxin. Li Jiaxin called someone over for dinner. Of course, the person who paid was that person.
When they arrived at the restaurant, it was obvious that the person who treated them was an entrepreneur who had returned from overseas.
There wasn't much time left. The little boss had to send Wang Meigui to the airport quickly.
On the way, the little boss asked curiously,""You're a doctor? Did you come back from America?"
Wang Meigui knew that he had been caught by Li Jiaxin and was probably still a little dissatisfied, so she replied,"I have a master's degree and came back from America.”
It was still Wang Meigui's appearance that had reduced her score.
However, after chatting with the little boss about the situation in Beijing along the way, the little boss's dissatisfaction at being caught was slightly appeased.
The trip to Shen Zhen was fruitless for Wang Meigui.
He could only bet on the venture capital of Zhongguancun.
When the company that applied for Zhongguancun's start-up funds was reported in April, Wang Meigui was informed that her qualifications were unqualified because it had to be a company registered in RMB and not a patent.
Wang Meigui wasn't driven mad, but she had borrowed all her friends.
A famous real estate agent once said,""Usually, a person can borrow money from no more than 10 people.”
Wang Meigui thought that this was a wise saying.
Whether a person could start a business or not depended on his ability to borrow money.
Actually, this sentence was not a joke here.
He did not use foreign examples, but only domestic ones. Liu Shangzhi, a famous entrepreneur, never hid the fact that when he started his business, one of his relatives had a bank relationship that could help him get a loan.
It wasn't that Wang Meigui hadn't tried loans before. She had tried it the most.
Wang Meigui felt that she had been applying for a loan.
The initial contact was that Wang Meigui used a company with 100,000 RMB to lend money to the green channel in Zhongguancun.
The man who received Wang Meigui on the phone looked to be in his twenties and was very easy to talk to.
"Li Li, can you come out for a meal and have a chat?”Wang Meigui wanted to ask out this friendly Li Li.
"Ah, no, no, you don't have to eat. You'd better prepare the application materials and the things that the company should prepare.”Li Li replied.
The materials required to apply for a loan were no less than those required to apply for various funds.
Moreover, you still have to apply for the company's loan card.
Most importantly, the loan application materials had to be done together with the finance department.
Jiang Mei had to run down the loan card.
After all the materials were prepared, he called Li Li. Li Li added,""Do you have any collateral?"
"What do you think can be used as collateral?"
"For example, real estate, cars, and other things that are easy to cash in.”
"I have a house. Why don't you take a look?”
"Has the house been paid off?"
"No, there's still a loan that hasn't been paid off.”
"That won't do."
"I have a sample. I wonder if it can be considered as collateral for intellectual property?”
"Well, I'll ask."
Li Li probably went to ask his superior.
It would be great if she could, but even if Wang Meigui herself looked at it, she would feel that using the sample as collateral was a little advanced.
" No," Li Li finally replied." We can't do intellectual property right now."”
In other words, Wang Meigui had no collateral, so the information she had spent so much time preparing was useless.
This made Wang Meigui a little angry.
If she had said it earlier, she wouldn't have had to spend so much effort with the accountant.
This was his first time applying for a loan.
Through this loan, Wang Meigui understood that when borrowing money in China, the repayment was not like the United States, where the repayment was made month by month. Instead, the full amount was paid off on the repayment date. If this was the case, the risk was a little higher.
Why didn't the country have commercial loans that could be repaid like housing loans? Wang Meigui didn't understand.
Moreover, the people in the bank would never be persuaded. They said that there was a green channel, but in fact, there was no channel.
In this way, Wang Meigui not only borrowed money from all her friends, but she also went to all the pawn shops.
Pawnshops were the fastest way to earn money.
In the beginning, Wang Meigui had pawned her laptop.
At that time, Wang Meigui was always short of two to three thousand yuan.
She didn't like to pay her employees late.
Punctual pay was Wang Meigui's requirement for herself.
Later, Wang Meigui almost fell in love with this method of raising money the fastest.
However, when he pawned it for the first time, he was still a little ignorant.
Wang Meigui had entered the pawnshop because she had discovered it when she was shopping.
In the beginning, Wang Meigui thought, Yo, isn't this the same as the old society?
However, when Wang Meigui needed money badly, she still took her laptop into the pawnshop.
This book comes from：m.funovel.com。