After Song Yibei occupied the entire Guangdong, the people sent by Song Ziwen also came to Yangcheng.
At the same time, he established Hua Xia Bank, which was wholly owned by Song Yibei.
Of course, Song Ziwen was the one paying.
Song Ziwen had to fulfill her nephew's request.
The registered capital was 100 million USD.
This bank had almost emptied Song Ziwen's family fortune.
The remaining assets were Song Ziwen's dowry for her daughter in the future. She could not touch the money.
No wonder everyone said that Song Ziwen was the top down payment in China. It seemed that the rumors were not true.
After the bank was established, Song Yibei started lending money.
After the land was distributed, the people would not have the money to buy seeds and fertilizers, nor would they have the money to buy cattle.
Therefore, Song Yibei's first loan clients were these people.
This time, Song Yibei specially exchanged a few researchers for seed cultivation in the system.
The seeds cultivated by these people could not be compared to those of this era.
Song Yibei didn't care about the seed researchers. He also exchanged for the fertilizer production line. Now that the fertilizer plant was already completed, there was no place to store the fertilizer produced.
Therefore, he gave the money to the old farmer.
After they sold the grain, they would naturally repay the loan.
When the commoners heard that there was such a good thing, they naturally responded enthusiastically. At the same time, they also knew that Song Yibei wouldn't cheat them.
In less than half a month, Hua Xia Bank had released 10 million USD.
However, they were using Chinese currency.
The second batch of loans was given to those who bought houses. There were so many seven-story buildings built in Hainan. What if they didn't sell them?
At the same time, Song Yibei opened up the policy of paying in installments.
This time, the number of people buying houses naturally increased.
The third batch was given to those who were doing business. Didn't they not have the money to buy machines? The bank had it.
As long as you dare to pay for the goods, we will dare to lend.
In this way, Guangdong began a loan frenzy.
Although Hua Xia Bank had a lot of registered capital, it quickly ran out.
There was no other way. There were too many people and too little money!
Song Yibei could only contact Kong Lingyi.
The Kong family's assets in the Republic of China were second only to the Song family's. Song Yibei wanted to ask the Kong family if they were in the mood to invest in Guangzhou.
Kong Ling Yi was really tempted after hearing this, so she looked for her father to discuss it.
Kong Xiangxi had long wanted to go to Guangzhou to develop his career, but recently, Song Yibei and Old Jiang had gotten into a rather awkward situation, so he dispelled the idea.
Now that Song Yibei had personally invited him, Kong Xiangxi felt that he could give it a try, so he gave his daughter 30 million USD and let her invest.
As for Kong Xiangxi, he wouldn't show up personally. Otherwise, he would be slapping Old Jiang in the face.
If Kong Lingxi went, Old Jiang wouldn't say anything.
Thirty million USD was not a small sum in the Republic of China. Other than the Song family, only the Kong family could afford it.
Even the Jiang family did not have that much money.
Although Old Jiang was the CEO, the Jiang family was a political family. They could not compare to a financial family.
In the Republic of China, the Song and Kong families were the wealthiest.
Just the Kong family wasn't enough. After that, Song Yibei got Sheng Aiyi to find the Sheng family to invest in the banking industry.
However, Song Yibei didn't allow loan sharks to come to the investment firm.
Previously, Song Yibei had already laid down the relevant laws. If he wanted to open a bank, he had to follow the laws and regulations.
If they didn't follow the rules, the loan could not be repaid at all.
The purpose of Song Yibei's loan was to let the commoners live a better life.
Only when they lived a good life would they have greater purchasing power.
Only when money circulated would there be more and more.
Therefore, the interest rate set by Song Yibei wasn't considered high. When the harvest came, each family would have enough food to buy the rest of the food to repay the loan. After that, there would still be quite a bit left.
If he was frugal, he wouldn't need to borrow money to buy seeds and fertilizers.
Moreover, they could sell their calves for money.
Of course, this policy was only limited to Guangdong.
China was so big that Song Yibei couldn't take care of it for the time being.
At the same time, Song Yibei built a relatively large industrial park in Guangzhou.
He also established a labor administration and drafted a labor law.
Every factory had to follow the labor law. If the workers worked overtime, they had to be paid for it.
After the regulations were issued, the people of Guangdong were in an uproar.
They saw hope.
At the same time, Song Yibei's policies also attracted many foreigners.
Song Yibei was open-minded towards foreign companies.
It was fine to do business in Guangzhou, but one had to follow the policy.
He definitely could not use his identity to bully the workers.
Also, it was impossible to pay for the goods. If he wanted to do business, he had to pay in cash.
Just like that, a few Germanic people actually invested in building factories.
At this moment, Yang Cheng was developing rapidly, changing every day.
Even the Japanese noticed it.
However, they were happy in their hearts.
In their eyes, all the good things in China belonged to them.
When the time came, he would just snatch it over.
However, how would these Japanese know that Song Yibei wasn't afraid of them coming to snatch it at all?
He was already prepared.
When Kong Lingyi came to Yangcheng, she started persuading Song Yibei to reconcile with Old Jiang. Otherwise, Song Meimei would be in a difficult position.
Song Yibei didn't want Song Meimei to be in a difficult position either, but what could he do now?
Even if Song Yibei lowered his head, he couldn't go back to the past. Besides, he couldn't lower his head.
Seeing that his persuasion was ineffective, Kong Lingyi knew that this was the only way.
However, it had to be said that Guangzhou was only orderly under his governance, and it was a prosperous scene.
In this aspect, he was stronger than Old Jiang.
If this kid became the president, the development of China would be even better.
Kong Ling Yi quickly threw this thought out of her mind.
If her uncle found out, she would be in big trouble.
Even though Old Jiang doted on her, when it came to this, even the heavens would not allow it...
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