The next morning, the brilliant sunlight dispelled the night. The bustling New York City was bustling with activity. The streets were filled with traffic, and the working crowd became the only theme.
Manhattan's East Upper Street, Villa 56, bedroom.
Clothes were scattered all over the room, and the air was still filled with a special aura.
Irina's beautiful eyes were tightly shut on the large, soft bed, and her face was slightly red. She was wrapped in a blanket, and she was lying on Li Yang's body like an octopus. The faint smile on her face was extremely charming.
As for Li Yang, he had already woken up, and upon seeing Irina's sleeping posture, he chuckled.""You slept quite well!"
After waiting for a while, Li Yang saw that Irina still hadn't woken up. He looked at the time and pinched Irina's little nose so that she couldn't breathe.
In less than half a minute, Irina woke up. She slapped Li Yang's hand away and grumbled,""Darling, you're so annoying. Why did you wake me up?”
"It's getting late. Don't you have to go to work?”Li Yang asked with a smile.
" I'm not going today. I'm on leave…" Irina muttered as she closed her eyes and continued to treat Li Yang like a pillow.
"You don't have to go, but I have to go. Can you let go of me first?”Li Yang nudged Irina to let go.
" Honey, you're the chairman, so you don't have to go so early. You can go in the afternoon or tomorrow. Even if something happens at the company, they'll call you…" Irina refused to let go as she closed her eyes.
"I didn't realize it before. Why are you so clingy?”Li Yang stroked Irina's golden hair and smiled helplessly.
"Dear Mr. Li, don't you like it?”Suddenly, Irina opened her eyes.
" I like him, but it's not good to be too clingy..." Li Yang said frankly.
Irina glanced at Li Yang before holding his hand and intertwining her fingers with his.""I heard that the New City officials are holding a party tonight. The people invited are all the leaders of major emerging technology companies.”
"Of course I received it. Why? Is there a problem?”Li Yang was very confused. He didn't understand what Irina was trying to say.
" Since you've received the invitation, you definitely won't be absent…" Irina immediately propped herself up, completely unbothered by the fact that her perfect figure was already exposed to the air.
"Darling, what are you trying to say?”Li Yang's eyes sparkled as he quietly admired it.
Ignoring Li Yang's flickering gaze, Irina combed her hair and said,""Don't tell me you want to go alone? Don't you think you need a female companion?”
"About this…"
Li Yang reacted." Dear, I'll pick you up at night. It'll be around 7 o'clock!"”
" Seven o'clock…" Irina pondered for a moment before smiling in satisfaction. She then returned to her bed and went back to sleep.
Seeing that Irina had already closed her eyes, Li Yang wasn't in a hurry to go to the office. He found the remote control and turned on the television.
On the screen, the morning news was playing. A male host was talking non-stop," Dear viewers, according to the latest news from our station, in order to recruit outstanding streamers, the company has launched a 10 million yuan reward program. In this program, anyone who..."
The male host went on and on, roughly explaining the entire host recruitment plan of the company, as well as the reward method and the amount of the bonus.
" God, the streamer with the highest number of followers can get 1 million dollars. Wouldn't that make him a millionaire in an instant…" The female host looked at the camera with her mouth wide open, as if she was shocked.
"Dear viewers in front of the television, if you want to become a millionaire, the opportunity is right in front of you. Even if you can't get the first row and end up at the end, you can still get the reward of 5000 dollars…" The male host exaggerated the atmosphere as if he was going to participate.
After watching TV for half an hour, Li Yang felt bored.
Li Yang turned off the TV and walked into the bathroom. After washing up, he put on his clothes and left the villa.
……………
When it was close to ten o'clock, Li Yang arrived at Huanyu Ventures. Before he could enter the office, Smith hurried over."Boss, the executive vice president of Citicorp has been waiting for you for half an hour!”
"President Lamdeo came so early…"
Li Yang looked at the time on his watch. As expected, he was half an hour late.
Previously, Li Yang sold all the shares of the fruit company and obtained a total of 250 million dollars.
He had spent 100 million gold to buy the copyright of the hero.
Woodpecker Company had spent another 100 million dollars to start filming a manga film, signing many movie stars, developing the music recording business, and many other early businesses.
Since the establishment of the company, all the expenses added up to a total of nearly 40 million dollars.
At present, Li Yang's cash on hand was almost gone.
If they did not have cash flow, Woodpecker and TT would be stuck in the same spot and stop developing.
Although Huan Yu Ventures 'shares were worth nearly 1.1 billion dollars, Li Yang didn't want to use them.
The company's stocks held by Huan Yu Ventures were rising. If these stocks did not rise to the point that Li Yang had set, he would not sell them unless he had no other choice.
Under such circumstances, getting a loan from the bank was the best choice.
For example, the bank lent Li Yang 1 billion meters of gold. The loan period was one year, and the annual interest rate was 10%. After one year, he had to repay 1.1 billion meters of gold.
In this one year, Li Yang had already earned a few billion or even more with the one billion rice gold.
Compared to the income that the loan could bring and the interest paid, it was difficult not to be tempted by such a difference.
Borrowing was one of the main sources of profit for banks, and Li Yang was the favorite customer of the major banks because he had the ability to repay.
…………
A few minutes later, in the reception room dedicated to Huan Yu Ventures, Li Yang met with one of the executive vice presidents of Citicorp, Limdeo.
When he saw Li Yang appear, Limdeo was not angry at all because Li Yang was late.
He quickly stood up from the sofa and politely extended his hand to greet her."Good morning, Mr. Li!"
"President Lamdeo, I'm sorry to have kept you waiting!”Li Yang was the first to apologize before shaking hands with Lemdeo.
"Mr. Li, you're too polite. Besides, I didn't wait long. For a high-quality customer like Mr. Li, I'd be more than happy to wait for 24 hours!”
Limdeo was all smiles. He was only the vice president of the City Bank, and there were no less than 30 people at the same level as him. He had no right to blame Li Yang for being late.
"Let's not just stand there. Please sit!" Li Yang pointed at the sofa.
Upon hearing this, Limdeo slowly sat down on the sofa. He looked up at Li Yang and asked impatiently,"Mr. Li, your loan request has been submitted to the Bank of America. Our bank immediately assessed your repayment ability and the maximum loan amount.”
"It seems that President Lamdeo has done all his homework…"
Li Yang rubbed his temples and thought for a moment before saying,"I need a loan of 1 billion gold. Can you provide it?”
" One billion meters of gold…" Lemdeo's pupils constricted, and his face was filled with shock.
He originally thought that Li Yang would at most borrow a few hundred million dollars.
Who would have thought that Li Yang would ask for 1 billion yuan? This loan figure far exceeded Lemdeo's expectations.
"What, you can't even take out 1 billion gold?”Li Yang frowned and his expression turned cold.
"Mr. Li, you must be joking. Citicorp Bank is a world-class bank. Not to mention 1 billion gold, even 10 billion gold wouldn't be a problem!”
Lemdeo smiled and asked,""Mr. Li, after our bank's evaluation, your net assets are about 1.2 billion meters of gold. According to the loan rule of 6.5% of the net assets, you can borrow up to 780 million meters of gold!”
"I need one billion gold. If Citicorp is unable to provide it, there is no need for us to continue talking. I believe that many financial institutions or other large banks are willing to provide me with this loan!”Li Yang's expression turned cold. He insisted that the number of 1 billion meters of gold could not be less.
" This..." Lemdeo smiled awkwardly and quickly said,""Mr. Li, wait a moment. The amount of your loan is too large. This has already exceeded my authority. I have to report to the higher-ups…"
"Alright, I'll give you an hour!”Li Yang nodded.
After that, Limdeo walked out of the reception room and found a quiet corner. He immediately started making a call.
Forty minutes later, Limdeo returned to the reception room and said excitedly,""Mr. Li, after a discussion with the core management of the bank, your loan request has been approved. However, you need to use the shares of Huan Yu Ventures, Woodpecker, and TT Live as collateral. In terms of interest rates, the bank can give you a discount of 0.5%, which is 5.5% annual interest rate.”
" Pledge the shares of the three companies. That's no problem. The annual interest rate of 5.5% is also acceptable..." Li Yang felt very satisfied. It seemed that Citicorp wanted to maintain a good relationship with him so that they could continue to cooperate in the future.
His total net worth now was the three wholly-owned holding companies under his name. The value of these three companies was about 1.2 billion dollars.
Generally speaking, an ordinary businessman with a net worth of 1.2 billion dollars would never be able to get a loan of 1 billion dollars.
Obviously, Citicorp felt that Li Yang had the ability to repay and the possibility of bankruptcy was relatively small, so Citicorp chose to give in. They agreed to a large loan and also lowered the annual interest rate by 0.5%.
Don't think that the interest rate of commercial loans is very high. In fact, it is much lower than the interest rate of personal loans.
How much was a personal loan? How much interest could he take out? How could this compare to the profits that large commercial loans provided to banks?
Nowadays, the competition among the major banks was very fierce. Everyone wanted to have high-quality customers, and they relied on interest to survive.
"Mr. Li, since you don't have any objections, we'll immediately sign the loan contract and the equity pledge contract!”Lemdeo said impatiently. He did not want to wait a minute. Only when the contract was signed would it have legal effect.
If they didn't sign the contract now, what if Li Yang changed his mind and went to another bank?
After about half an hour, Li Yang signed his name on the four contracts and pressed his fingerprint.
Limdeo put the two contracts into his briefcase and reached out with a smile."Mr. Li, I wish us a happy cooperation. You can contact me if you have any loan needs in the future. Citicorp will be your solid backing…"
"President Lamdeo, I think we will have the opportunity to work together soon!”Li Yang smiled faintly and shook hands with Lemdeo warmly.
With this 1 billion meter gold, he did not have to worry about funds for the time being.
This book comes from：m.funovel.com。