043. The Four Great Governors Think They're Idiots (5/7)
Jiang Yao looked at the four presidents with a bit of playfulness and then replied to President Huifeng on the phone.
"It's not urgent for the time being. Let me think about it again. I'll give you a reply when I've thought it through.”
President Hui Feng's attitude was exceptionally respectful and polite.
"Young Master Jiang, you must consider it carefully. Our Huifeng Bank will definitely show the greatest sincerity to welcome your cooperation.”
Jiang Yao said with a smile after hanging up the call with the CEO of Huifeng.
"Is it difficult to borrow money? They always take the initiative to lend me money.”
At this moment, the expressions of the presidents of the four major banks were extremely ugly.
Whether it was the president of Huifeng Bank despising them or missing this great opportunity, it made them feel extremely uncomfortable.
That's right!
They had already realized that Jiang Yao was definitely a stock with potential.
If a private foreign bank like Huifeng dared to lend money to Jiang Yao, there was definitely no risk. Moreover, there were great benefits.
If they didn't understand it themselves, they would definitely bet on someone who did.
The more he thought about it, the more he regretted it. The more he thought about it, the more he felt like a big idiot.
Huifeng even dared to lend out his own money. They had the country backing them up, so what was there to be afraid of?
They had already reached a good cooperation foundation with Jiang Yao, but it was completely ruined by themselves just now.
The four presidents were considering whether they should beg Jiang Yao to lend them money.
Anyway, they had no face in front of Jiang Yao and had knelt countless times.
"Nephew, it's all our fault. We let you down.”
"Nephew, if you need money, tell us. We'll definitely lend it to you.”
"It's all our fault for being short-sighted. We've worked together so many times anyway, so you can still borrow from us.”
"Son-in-law, we're family after all. We're closer than outsiders.”
It had to be said that the change in attitude of the presidents of the four major banks was really fast.
No, these four people didn't have faces at all.
They had just forced Jiang Yao to pay their debts, and now they were begging Jiang Yao to borrow money from them.
This seemed incredible, but it was actually very simple and normal.
The world's hustle and bustle come for profit, and the world's chaos goes for profit.
Previously, in order to protect their black gauze hats, these people could kneel down and beg Jiang Yao not to die.
Now, in order to get promoted and make a fortune, she was begging Jiang Yao to borrow money. There was no difference.
As soon as the four presidents finished speaking, Jiang Yao's phone rang again.
He picked up the call and turned on the speaker again.
"Young Master Jiang, I'm Lin Wei from the Suzhou Industrial and Commercial Bank. We exchanged business cards today. Do you still remember me?”
Hearing the voice on the phone, the four presidents knew without thinking what this person was here for.
Lin Wei was the president of the Suzhou and Hangzhou Industrial and Commercial Bank of China. He had come to Shanghai to study and participate in today's auction as a VIP.
Jiang Yao replied with a smile.
"President Lin, how could I forget you? Is there anything you need from me?”
Lin Feng's voice came from the Suhang region.
"Young Master Jiang, I'm quite optimistic about your investment this time. If there's a shortage of funds, feel free to let me know.”
Zhao Gang, who was also from the Industrial and Commercial Bank of China, was furious. This Lin Wei was from the same bank as him, but he actually came to his territory to develop customers. He was clearly bullying him.
Jiang Yao pretended to be curious.
"According to what I heard from President Zhao in Shanghai, it's very troublesome to get a loan from your bank.”
"And if I take out a loan, it will definitely be a large loan. I'm just afraid that you won't be able to take it.”
Lin Wei's resolute voice came through the phone.
"Young Master Jiang, these situations do exist, but I can make an exception for you.”
"No matter how big the amount is, as long as you open your mouth, I'll bet my hat on it to help you get it.”
"To be honest, I'm quite optimistic about your project. This year's performance depends on your project.”
President Lin's words were really nice. Jiang Yao had a good impression of him.
"Alright, since President Lin said so, I have to give him some face.”
"I'll mortgage 500 mu of land for 50 billion yuan. What do you think?”
On the other end of the phone, President Lin nodded without thinking.
"No problem. I'll try my best to lower the annual interest rate for you.”
"Tomorrow, I'll personally bring someone to look for you to handle the relevant procedures. After it's done, the money will be transferred to your account.”
Jiang Yao agreed with a smile.
"Okay, I'll wait for you tomorrow."
At this moment, the presidents of the four major banks were completely dumbfounded.
If it was just Huifeng Bank begging Jiang Yao to borrow money, they would be able to accept it.
After all, it was a private bank. They were willing to take risks in pursuit of profits.
They were a state-owned bank. There was no need for them to take such a big risk.
But now, the same state-owned bank as them was also lending to Jiang Yao.
What did this prove?
This proved that they were indeed blind.
Jiang Yao's gold ingot was placed in front of them and was casually thrown away.
At the same time, Lin Wei dared to mortgage a piece of land with 50 billion yuan, which proved that what Jiang Yao said before was true.
The land was worth at least 50 billion, but they were forcing Jiang Yao to sell it for 40 billion for a small profit.
If they succeeded, the three plots of land would lose at least 20 billion yuan.
Lin Wei's voice came from the phone again.
"Young Master Jiang, let me ask you a question that you shouldn't have asked. Did you fall out with President Zhao and the others?”
Jiang Yao nodded and said curiously.
"Yeah, how did you know?"
Lin Wei said proudly.
"If they were willing to invest in you, I wouldn't have a chance.”
"I have a lot of friends in the banking industry. They are also very interested in your project. If you need a loan, you will definitely be satisfied.”
Jiang Yao looked at the four presidents proudly and said with a smile.
"When you come tomorrow, let's sit together and discuss it.”
The bank accepted deposits, paid interest to the deposit holder, and then lent the money to customers who could afford to pay it back. They earned the difference.
To put it simply, for banks, deposit customers and loan customers were both very important.
After all, the bank had to lend out the money to make a profit and pay the interest to the savers.
If the banks were all savers without loan customers, they might not even be able to afford the interest.
Now, Jiang Yao was a high-quality loan customer who had the ability to repay the loan.
That was why so many banks wanted to lend him money.
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