It was true that He Zhou was born a landlord, and it was also true that he had sold most of the treasures he had hidden during difficult times. However, this did not mean that He Zhou was really penniless and had no way out.
This jade ring was the only thing the original owner had left for He Zhou, and it was also the most valuable item.
"Welcome!" The young voice of the doorman gave people a very special feeling.
The store lobby manager walked over and shook hands with He Zhou with a smile on his face. He did not look down on He Zhou just because he was dressed casually." How can I help you, sir?"”
"You have a mortgage loan business here?”
" Of course," the lobby manager said hurriedly." Our main business is to do small mortgage loans. We also accept some exchange services from banks.”
"Then your business is quite extensive.”He Zhou said in surprise. Although this shop was luxuriously decorated, it did not occupy a spacious area. It was much worse than the gold shop next door.
"Actually, we do all kinds of business that can make money," the lobby manager explained with a smile.”
These words were very obscure.
In short, it was to do business openly and not reject shady business.
There were risks involved in the gray business, but as long as it was successful, it would basically be three years without opening, and three years after opening.
He Zhou nodded and said,"I've encountered some difficulties in my business and urgently need cash flow. I plan to temporarily mortgage an item that has been passed down for more than 300 years to make a sum of money for an emergency."”
"Sir, please follow me." The lobby manager's eyes lit up when he confirmed that he had business. He hurriedly led him to the private room." We have a professional appraiser at Prosperous Betting. We will definitely give you the fairest price.”
He Zhou did not comment and followed the lobby manager into the private room.
After the other party tactfully went out to guard the door, he took out the ring from the pocket of his suit." This is a high-grade jade with exquisite workmanship. It's an old item passed down by my ancestors for more than 300 years. Give me a price."”
"Whoa, an old object that has been passed down for more than three hundred years. This is rare.”
The old master adjusted his presbyopic glasses and sat up straight.
Then, he picked up the magnifying glass and carefully observed the ring.
He saw that the thumb ring was warm and had a faint chill to it. Under the light, it reflected a charming luster. It was indeed a high-quality jade.
The patterns on the thumb ring were very complicated, and the lines were very clear. At a glance, one could tell that it was a valuable item.
Fifteen minutes later, the old master put down his tools and hid his hands in his sleeves. He was a little hesitant and said,"Sir, do you have any evidence to prove the ownership of the item?”
What he meant was that he was worried that the origin of the ring was unknown and that it might be involved in some inexplicable case.
As if he was worried about angering He Zhou, he immediately added,"It's not that I'm deliberately making things difficult for you, sir. It's just that the waters of the pawnshop are too deep!”
As for what ancestral inheritance?
Some people even dared to claim that it was an ancestral object that had just been dug out of the grave.
He Zhou did not think much of it. He grabbed the ring back and pretended to be angry."Old sir, why do you have to find such an excuse if you want to lower the price? Besides, can it be that your shop doesn't accept things of unknown origin?”
As he spoke, he prepared to return home and find another place to pawn or sell.
The old master's eyes never left the ring. He smiled and cupped his hands to stop him." Sir, don't you want to hear my offer?"”
"How much can I pawn it for?" He Zhou subconsciously stopped in his tracks.
"Two hundred thousand Hong Kong dollars.”
He Zhou pretended to be angry. He flung his sleeves and said angrily,"This is an old item that has been passed down from my ancestors for more than 300 years.”
Hiss!
The old master took a deep breath. Two million Hong Kong dollars was nearly one-tenth of his behind-the-scenes boss's wealth.
He was really unsure and wanted to continue bargaining." Mr. He, you can't confuse pawning and selling.”
Pawning collateral had always been discounted, not to mention two million Hong Kong dollars. Even if this business was successful, Prosperity Betting would not make much profit. If it was in his hands, he would even lose a small sum.
"Even if you look for all the small pawns in Hong Kong, they won't pawn two million Hong Kong dollars for you!”The old master said with certainty.
The so-called small pawnshop was a pawnshop that did not have a shop name, did not have a signboard, and operated in secret.
This kind of small pawn shop could be used for more money, but the interest was very high. It was suitable for death, because the other party could run away at any time.
If he wanted less trouble and wanted to redeem it in the future, it would be more reliable for him to go to an old pawnshop like Prosperous Yak.
He Zhou naturally knew that two million Hong Kong dollars was an exorbitant price. Before he transmigrated, this thing might be auctioned for tens of millions of dollars if he was lucky. However, in this era, it was impossible.
Two million yuan was enough to buy several 'mansions' in Hong Kong, a place where every inch of land was expensive.
"At most, I'll just take it to the auction house." He Zhou said ruthlessly. The only thing that worried him was that it would not be as easy to buy back the things that were auctioned in the future.
The old master chuckled when he heard this." Auction houses don't have pawn collateral services. I'm sure Mr. He knows about the commission of large auction houses. Otherwise, he wouldn't have come to a small family like ours to try his luck."”
The large auction houses had no problem with the origin of the items. Moreover, extremely precious and rare items generally charged more than 10% commission. This was usually only eligible for those worth hundreds of millions of Hong Kong dollars.
The commission for normal curios was generally 20% to 25%.
"How much can you give me?" He Zhou asked.
The old master thought for a while and said,"300,000 Hong Kong dollars. If you sign a contract of responsibility, you can add another 20,000 Hong Kong dollars to this.”
In the end, the business deal did not go through.
He Zhou asked for directions from a few regular pawn shops. The highest offer was only 600,000 Hong Kong dollars.
The price was high, but the conditions were also very harsh, and the interest was not low either.
The worst part was that even if he redeemed it in advance, the interest would not be less.
He Zhou finally agreed.
With a limit of 100 days and 30% interest, he would only get 582,000 Hong Kong dollars with a month's interest deducted.
During these 100 days, no matter which day he came to redeem the ring, he had to pay 100 days of interest.
If He Zhou did not come to redeem the ring after 100, then the jade ring would belong to the pawnshop.
This book comes from：m.funovel.com。