At the Business Department of the Hong Kong and Shanghai Bank.
"Mr. Song, the maximum loan I can give you is 10 million. What do you think?”
Song Tianyao looked at the business manager sitting opposite him and said with a smile,"Too low!"
"Mr. Song, my highest authority is 10 million," said the bespectacled man in a suit.
"Since you can't decide, then find someone who can make the decision.”Song Tianyao interrupted the man's nagging and said directly.
After sending He Siyao to school, he went to the Hong Kong Bank.
The main thing was to borrow a sum of money for the future development of his business.
The news of the Hong Kong government's subway construction diversion had been confirmed.
The land in Venerable Prayer Village was now in his hands.
The value of the land he bought for five million had doubled in just a few days.
If he rejected the detailed discussions from several real estate companies, where would he get the money?
The bank, of course.
However, the bank would definitely not give you the full value of the collateral.
According to the usual collateral value of 10 million, it would be impressive to be able to borrow 8 million. This was to fight against the risk of bad debts, so there was nothing to say.
However, the price of the land in Venerable Prayer Village was changing every day. It was rising every day. It was not unlimited.
However, this was a high-quality asset. There was no risk. For the bank, it was a business that would definitely make a profit.
Naturally, they wouldn't discount it like this. They weren't afraid that the bank wouldn't lend them money.
Naturally, Song Tianyao was not satisfied with just a loan of 10 million Hong Kong dollars.
If it was only 10 million Hong Kong dollars, it would be a drop in the bucket. Therefore, he directly asked the business manager to find someone who could make the decision.
"Mr. Song, please wait a moment!"
The business manager understood this logic and was not angry. However, 10 million was his maximum authority. He did not have the ability to do it even if he wanted to. He could only find someone who could make the decision.
There were strict internal rules. If the process of handling this business exceeded their authority, they would not lose their performance if they submitted it to a higher level leader. They would just lose the opportunity to make connections.
Not long after.
A white old man in a suit, his silver hair neatly combed, walked in with an imposing aura.
"This is Mr. Song, right?”
"Senior Shen, I've heard a lot about you." Song Tianyao stood up and smiled as he held my old man's hand. It was a little rough, but it was very clean. It didn't have the wet and sticky feeling of an old man. It felt like the old man paid great attention to maintenance.
The white man in front of him was naturally the chairman of the Hong Kong and Shanghai Bank, Shen Bi. Later generations called him the King of Taipan.
At the same time, he was also the supplier of funds for the development of Changjiang Industry.
Just in July this year, Li Jiacheng bypassed the public auction and acquired 22% of Huchison Whampoa's shares for 639 million Hong Kong dollars through an agreement transfer.
The cost was less than one-third of the market price.
Moreover, the funds for Li Jiacheng's acquisition were all borrowed from the Hong Kong and Shanghai Bank.
It could be said to be a model of "getting something for nothing".
Then, it was New Year's Day in the year 81.
He was appointed Chairman of the Board of Directors of Hutton Whampoa.
He became the first Chinese businessman to manage a foreign firm.
This made Li Jiacheng famous and he quickly became a celebrity in the wealthy circle of Hong Kong.
He had also gained a great reputation in the Chinese world, which had helped him in the development of his career.
Therefore, Li Jiacheng's success was due to Shen Lin.
Song Tianyao was naturally not surprised that Shen Lin would appear. Such a large loan limit could only be approved by a senior officer of the Hong Kong and Shanghai Bank.、
Song Tianyao naturally would not forget to take advantage of people with strong funds to develop.
"Mr. Song, you're young and promising. You have a unique vision and courage.”Shen Lin sat down and said,
He had thought that the loan application from Qi Dezun Village was planned by a middle-aged businessman or some real estate company.
He did not expect it to be a young man.
To be able to spend five million at such a young age to buy a piece of land that looked like a wasteland before, it was not simple.
"Luck is not worth mentioning." "Let's talk about the loan." Song Tianyao smiled.”
For a capable person like Shen Lin, there was no need to flatter him. Only by letting him see his own ability could he borrow his strength in the early stages of development.
Therefore, he went straight to the point.
"Mr. Song, the assets appraisal department has given the results. The estimated value of the land in Qi Dezun Village is 10 million."”
"But we all know that the value of this piece of land is more than that.”
"So, the loan limit that I can give you is 70 million Hong Kong dollars.”
Song Tianyao listened silently. This price was already very sincere.
The value of the land in the village was skyrocketing, but its value was limited, and its use was also limited. It could not develop any other real estate projects. The only way was to sell it to the Hong Kong government.
Therefore, its value was only so-so. It was neither low nor high, and it could not be used as a long-term investment.
As for wanting to rely on this piece of land to participate in the management rights of the subway line, that was wishful thinking.
However, Song Tianyao needed more than 70 million Hong Kong dollars.
Before being bought by the government, he had to find out the potential value of this piece of land.
"Big Boss Shen, I want to borrow 100 million Hong Kong dollars.”
"Mr. Song, are you sure?" Shen Lin looked at Song Tianyao in confusion.
This 70 million was already an over-limit. Only he, as a senior, could make the decision.
He did not expect Song Tianyao to dare to ask for an exorbitant price without even noticing this.
He had to take back his previous view. This young man was just a little lucky.
"Yes, I'm sure!" Song Tianyao nodded confidently.
"Mr. Song, 70 million Hong Kong dollars is an over-estimate, so"
Song Tianyao understood what Shen Lin meant, but he had his own way. He smiled and said,""Big Boss Shen, what if I have other collateral?”
"Mr. Song, are you involved in other industries?”Shen Lin asked in surprise.
If that was the case, it would make sense. It seemed that he was not an arrogant fellow.
"Senior Shen, please take a look."
Song Tianyao took out a document from his briefcase and handed it over. He smiled and continued,
"Shield Fox Security Company is 100% controlled by me. The employees and business income documents are all true. The company's complete shares are pledged and the land in Qi Dezun Village is available. I wonder if I can lend 100 million Hong Kong dollars?”
"Mr. Song, I need time to verify it.”Shen Lin smiled apologetically.
.........
(12,000 words updated today!)）
!!!
!!!
!!!
This book comes from：m.funovel.com。