Qin Xiao followed Zu Long and Fu Su to Xianyang City.
The Ancestral Dragon said to Qin Xiao.
"Sir, you're referring to a restaurant. Let's go in and eat together. I'll pay the bill. Sir, don't save money for me.”
Qin Xiao blinked and asked the Ancestral Dragon.
"Then I'll order whatever I want. I have a big appetite. Don't be unable to pay when the time comes.”
Ancestral Dragon thought to himself, I'm rich all over the world. Can't I afford to treat you to a meal? Even if I eat as much as I can, I won't be poor.
"Sir, just go and eat. If there are any problems, I will bear it alone.”
Qin Xiao took a look and decided to choose this one. The decoration was not particularly luxurious, but it was considered good in the surroundings.
It was a three-story building with a wine shop outside. There were quite a number of guests coming and going.
It should be a good restaurant.
Zu Long and Fu Su were extremely noble. They took a glance and brought Qin Xiao into the tavern.
To be honest, they usually lived in Xianyang and rarely came out to eat. Most of them ate in the palace.
Qin Xiao went up to the second floor and chose a private room to order a large table of dishes with Zu Long and Fu Su.
Two pots of wine were also served.
Qin Xiao opened his cheeks and ate with all his might.
The Ancestral Dragon and Fu Su naturally did not care about the food and wine. They only chewed and swallowed slowly. They would let it go after a meal.
After eating for about two hours, Qin Xiao touched his stomach. He was already full.
Qin Xiao said to the Ancestral Dragon with a smile.
"Thank you, Brother Zheng. I'm already quite full from today's banquet. Why don't we pay the bill? It's time to go home.”
Hearing this, the Ancestral Dragon waved his hand.
"Waiter, bill!"
A waiter hurriedly ran over and said politely to the Ancestral Dragon.
"Are you satisfied with your meal? This banquet costs half a gold baht!"
It was only half a gold baht, so the Ancestral Dragon did not care. His two hands searched back and forth in his sleeves.
Oh no, I left in a hurry today and forgot to bring money when I left.
However, this kind of thing was normal for the Ancestral Dragon. After all, he was the ruler of a country. When had he ever paid for his own travel?
Helplessly, the Ancestral Dragon looked at Fu Su and said in a low voice.
"Kid, do you have any silver on you? Help me pay for this drink!”
Fu Su's face turned red when he heard this.
He had to pay for a meal with his father. Why would the dignified Young Master, Fu Su, carry silver with him?
"Father, why would I bring money? Didn't you say that you would bring money when you left?”
Hearing this, the Ancestral Dragon also had an awkward expression.
"Kid, why don't you go back and get the money? We'll wait for you here. Hurry up and help us pay for the drinks!”
Fu Su didn't dare to delay. After all, he had to pay for wine when he went out. If word got out, his reputation wouldn't be good.
"Sir, father, wait for me here. I'll be back soon!”
Looking at Fu Su's departing figure, Qin Xiao's stomach was filled with resentment.
This big guy was too unreliable. He said that he would treat him to a meal, but it was rare for him to do so. He actually didn't bring any money. Could it be that he wanted to dine and dash?
How could he afford such a large table of food and wine?
Zu Long and Qin Xiao were bored and waited for Fu Su's money.
The Ancestral Dragon was very calm. He sat there and took a sip of wine and a sip of food as he slowly waited.
It was as if he was not in a hurry at all.
However, Qin Xiao, who was at the side, was extremely anxious.
Where did the kid go? Why did he not return for so long? Was he going to leave him here to dine and dash and get beaten up by the restaurant? This was too funny.
An hour had already passed, but the Ancestral Dragon was still there, drinking by himself.
Qin Xiao looked at the Ancestral Dragon and asked loudly.
"Is your house quite far away? Why hasn't the money returned after such a long time? Don't tell me he's not coming?”
Ancestral Dragon frowned slightly. It was at least two hours away from Xianyang Palace. It was only an hour, and he could not wait any longer. This Qin Xiao was really impatient.
The Ancestral Dragon said with an embarrassed smile.
"My house is indeed quite far away. Please don't take offense, sir. I'll be here in a while. Please wait a moment, sir!”
Hearing this, Qin Xiao frowned and said casually.
"It would be great if Xianyang had a bank. After all, the business here is so prosperous. It would be much more convenient to have a bank!”
"It's convenient to withdraw money and save money from a bank. We don't have to go so far to withdraw money and wait so long. It's really troublesome!”
When he heard that the bank could withdraw money and save money, and it was convenient, he did not have to go so far to withdraw money. Zu Long's face was filled with doubt.
"I wonder how this bank is able to obtain such benefits?”
"What is a bank?"
Qin Xiao's face darkened when he heard this. Ten f * cking horses ran past him.
"First, it's convenient to deposit and withdraw money from a bank! Whether it was to deposit or withdraw money, as long as it was a branch of this bank, they could do it without having to run back and forth!”
"Secondly, the money house has accumulated a huge amount of wealth. The imperial court can borrow money from the money house when they go to war! The imperial court could also use the money houses to issue currency for the convenience of the people!”
"Thirdly, the commoners can earn interest by storing their money in the bank. This way, when the bank has money, the commoners will also benefit!”
"In the end, you can borrow money from the bank, and the imperial court can also obtain benefits! The imperial court would receive interest from every loan!”
As Qin Xiao explained, the Ancestral Dragon was secretly calculating.
Great Qin did not collect taxes very well every year.
In a year of disaster or war, taxes would be discounted, and there would be some deficit at these times.
The imperial court had to collect taxes whenever there was a deficit. This way, the common people would not be able to make a living. If there was a bank, they could use the money from the bank to make up for the imperial court.
This bank was good, but Ancestral Dragon was puzzled when he thought about it.
"What if we can't get back the money we lent out?”
"He wants to go back a few days after saving the money. What should we do?”
"The bank relies on loans to operate. Isn't this encouraging business? Great Qin's foundation was agriculture, so if they encouraged commerce and allowed everyone to take advantage of it, it would shake Great Qin's foundation!”
Ancestral Dragon's string of questions petrified Qin Xiao on the spot.
Why did this big guy know nothing about money houses? He was practically illiterate, and the questions he asked were like those of a three-year-old.
Qin Xiao explained patiently.
"First of all, to collect interest on a loan, you have to first mortgage the item. If there's no asset collateral, you won't lend out the money. This is to ensure that the bank's income won't go bad!”
"Secondly, there will only be interest if you save money within the specified time. If it's shorter than this time, the interest will be zero!”
"Third and most importantly, with interest, merchants have to pay taxes when they sell things. This way, they can extract funds from both sides!”
"Not only will the bank have profits, but the imperial court will also have taxes.”
Qin Xiao's words directly shocked the Ancestral Dragon until the heavens collapsed and the earth cracked.
This simply refreshed the Ancestral Dragon's three views.
He actually found out about such an earth-shattering matter after eating such a meal. It was simply too amazing.
As soon as Qin Xiao finished speaking, he saw Fu Su run up to the second floor, panting, and stuffed the money into the waiter's hands.
"Sir, father, you've been waiting for a long time. I've finally brought the money over. It's really a long journey and I've made you wait here for so long!”
Ancestral Dragon did not have the time to pay attention to Fu Su anymore. He secretly remembered the matter of this money house in his heart.
This book is provided by FunNovel Novel Book | Fan Fiction Novel [Beautiful Free Novel Book]