When the bank president heard that the director of the rolling mill wanted to see him, he was a little puzzled.
Not long ago, he had heard that the National Bank, which was a few streets away, had gone to the rolling mill to make a big move. However, the other party had covered it up very well and could not get more information at the moment. Now that he heard that the famous director of the rolling mill had come, the bank president hurriedly followed the manager out.
"May I ask why Factory Manager Su is looking for me?”
Although the bank president was a little excited, he remained calm and collected.
Su Chen was as young as the rumors said, but the bank president did not underestimate him.
"I want to continue the loan. The amount of the loan this time is 30 million.”
Su Chen pondered for a moment. Now that the rolling mill was qualified to borrow more money, it was better to get it done in one go.
As soon as he finished speaking, the bank president stood up excitedly and quickly cupped his hands to Su Chen.
"Factory Manager Su, please come this way.”
The president of the bank invited Su Chen to the VIP room. This place did not entertain people in the past. The last time, it had entertained the richest man in a certain province.
After the richest man left, the VIP room had been idle until Su Chen's arrival.
However, there were usually people who specially cleaned this place, so it wouldn't be messy.
The bank president led Su Chen to his seat and personally poured him a cup of tea.
After everything was done, the bank president sat opposite Su Chen.
The reason why he was so attentive was that every bank had its own loan quota, and the bank president was worried about how to complete the quota.
The deadline had already arrived, and their bank's loan quota was still very far away. If they did not complete it, he would be fired as the branch president.
On the surface, he seemed to be in the limelight, and his monthly salary was very high. It seemed that everyone who came to the bank to do business asked him, but in fact, the bank president himself could not even protect himself most of the time.
He has not completed the quota loan several times
Most people in this era didn't like to take loans, so even if the bank begged them to take loans, not many people were willing to let themselves be in debt.
Nowadays, most people's consumption concept and thinking were to save more money. They would deposit their money in the bank and rely on the fixed interest to make money.
As for doing business, it was an act of speculation, and few people were willing to do it at all.
People who had finally started a business would only think about suffering and earning more money. They would never think of taking a loan from a bank.
In their eyes, it was a very scary thing to come to the bank and not be able to repay the loan, and they were not willing to let themselves carry such a serious risk.
However, it was different when Su Chen came over. If he was really qualified to take out a loan of 30 million yuan, the bank's loan quota would be met in an instant.
That was why the bank president was so attentive to Su Chen. After all, he was the bank's big sponsor.
Su Chen smiled and took a sip of tea.
"I had a private purchase contract with the Consul of the Camel Kingdom some time ago. I don't know if this can be used as collateral.”
As he spoke, Su Chen took the contract out of his pocket.
Su Chen had been keeping this contract close to him. He had originally planned to put it in a safe place, but he happened to encounter this matter before that, so he could use it as collateral.
The bank president was a little puzzled when he heard this, but he still came forward to take the contract and read it carefully.
"This, this is such a huge sum.”
The bank president's eyes widened. He had never seen anyone get such a large order before. He was instantly dumbfounded.
"Can't this contract be used as collateral for 30 million yuan?”
When Su Chen saw his reaction, he thought that the number of contracts he had was not enough. Logically speaking, with such a large amount of US dollars and foreign exchange, he could definitely borrow money.
Seeing Su Chen frown, the bank president quickly said.
"No, no, this can definitely be used as a loan certificate. 30 million is no problem. Can you directly transfer it to the company account of the rolling mill?”
"Sure, just transfer it to the account."
Su Chen heaved a sigh of relief when he saw that the problem had been solved. He had thought that the contract could not be used.
The bank president continued.
"Your steel mill is on the list of foreign exchange preferential conditions and policies. According to these conditions, the interest rate you pay back is only 0.01%.”
When the bank president transferred the 30 million loan, he saw the special entry on the Red Star Rolling Mill loan qualification displayed in the background. He quickly came out to explain to Su Chen.
He originally thought that the rolling mill was simply resurrected, but since the rolling mill could enter the scope of preferential conditions and special policies, it meant that the power behind Su Chen was still very huge.
The president of the bank did not expect Su Chen to choose to cooperate with their bank instead of the national bank.
At the moment, he just wanted to keep Su Chen, this big client, as soon as possible.
"Only one thousandth is not bad.”
The interest rate was so low that the 30 million yuan he had to pay was equivalent to no interest. In other words, he only needed a little more to pay off the principal.
This time, Su Chen made a killing! He had gotten the wool from the bank.
However, Su Chen smacked his lips in pity.
The bank president was already so enthusiastic about the 30 million loan. If Su Chen had loaned more, wouldn't he have to kneel down to Su Chen?
For Su Chen, ordinary people who took out loans of tens of thousands or hundreds of thousands were in debt. However, if he took out loans of tens of millions at once, it would not be a debt but capital. In the future, the bank would be afraid that Su Chen would go bankrupt and take the initiative to give Su Chen benefits.
How could an ordinary person afford such a large loan? To the bank, it was already a great benefit to be able to recover this loan.
Money was only money when it flowed. It was just a number that had been kept in the bank without moving.
A big business like Su Chen was the quality customer that the bank wanted to win over.
If he didn't use it for business turnover, it would just be dead money.
Su Chen wanted to turn them into living money.
If he just borrowed the money and left it alone, he would not be able to repay it sooner or later.
Su Chen also understood this principle, so he was not flustered at all when it came to loans.
The less money he borrowed, the more money he would be the boss.
If he wasn't afraid of scaring the president, Su Chen would even want to borrow 100 million yuan.
However, in this era, even if Su Chen wanted to borrow 100 million yuan, it would be difficult for a bank to take it out.
He was just thinking about it.
If he had 100 million yuan, Su Chen would not have to worry about production not being able to keep up. He could expand the scale of the factory and produce gas tanks and jet engines to sell to the world.
At that time, Su Chen would be able to make a lot of money.
However, 30 million yuan was not bad. He had to take things one step at a time.
Su Chen already had a plan for the future in his heart.
This book is provided by FunNovel Novel Book | Fan Fiction Novel [Beautiful Free Novel Book]