The atmosphere was a little sad.
Song Qian changed the topic and reminded,"
"Wenjie, I didn't mention Su Cheng because I wanted to say this.
"He plans to sell nine of his ten properties.
"Shuxiang Elegant Garden is a school district house, a garden house, and a good location.
"There is a lot of room for appreciation.
"Once these nine apartments are released, they will immediately be snapped up by people.
"I'll go with Su Cheng to look at the house tomorrow.
"If there are two bedrooms, I suggest you and Fang Yuan buy one.
"Buying it is a profit. This is a high-yield investment.”
“……”
Tong Wenjie was once again dumbfounded. She held her forehead with both hands and said dejectedly and helplessly,
"Song Qian, you've really advised the wrong person.
"Fang Yuan's and my combined salary is barely enough for a month's expenses.
"Where would I find the money to buy a house?
"Didn't I tell you last time that I wanted to bring my nephew Lin Lei 'er over?
"With him here, the pressure of life will be even greater. My family can't afford this house.”
“……”
Hearing this,
Song Qian laughed and shook her head.
"Wenjie, I don't even know how you manage to be the finance director.
"Haven't you heard of using a house to support a loan?
"The monthly rent in this neighborhood is 15,000 yuan, and the supply is still in short supply.
"A two-bedroom apartment of 70 to 80 square meters costs about 7 million yuan.
"You only need to pay a down payment of more than a million yuan and rent out the house.
"The monthly rent is almost enough to cover the mortgage.
"But when the value of the house rises, we'll make a lot of money.
"You've worked with Fang Yuan for so long. I don't believe that you don't have any savings.
"Even if it's not enough, I should be able to borrow some from Fang Yuan's parents.
" This is a rare opportunity. Such an investment is much better than putting money in the bank…"
“……”
Tong Wenjie was moved by Song Qian's words and could not help but ask,"
"Is that how you got your houses?”
"What else do you think? Do you think I have that much money to buy a house?”
"At that time, the housing prices were low and there were no restrictions.
"There are too many similar situations.
"Now, although there are restrictions, you can still buy a second household.
"If it weren't for the fact that I still have to pay off the loan, I would have bought another set this time.
"Trust me, you won't lose out if you buy this house.”
"I was just thinking…"
Tong Wenjie was very moved and also very regretful.
When he was young, he wanted to travel with Fang Yuan after earning money.
He had visited all the countries, and what did he get?
There was nothing.
If she had Song Qian's financial awareness and foresight, she would have bought a few houses.
Life would definitely be a hundred times better than now.
It was unlike today, when all the students in the same batch started their own companies and became CEOs.
He Fang Yuan was still relying on her salary to live.
This opportunity was right in front of him.
Tong Wenjie wanted to grab it.
She calculated the mortgage seriously, just as Song Qian had said.
As long as he took out the down payment, he wouldn't be able to earn much money every month.
This was equivalent to getting a house for free at a low price.
In the future, whether it was renting it or selling it after appreciation, it would definitely make a profit.
Anyone could calculate this kind of debt.
The key was that good houses and opportunities were hard to come by.
There weren't many residential areas in the capital. The rent was so expensive that they could use the house to support the loan.
After lunch, she parted ways with Song Qian.
Tong Wenjie immediately gave Fang Yuan a call.
"Hubby, are you at work?"
"Yeah, but it's almost time to get off work. Why? Do you have any instructions?”
"It's like this. Song Qian has a house for sale…"
Tong Wenjie introduced the housing loan and finally said,"
"This is a rare opportunity. I want to buy another house…"
Hearing this.
Fang Yuan almost dropped her phone in shock. She quickly said,
"Wife, calm down. You can't be impulsive in this kind of thing.
"Isn't our life very good now?
"I have a house to live in and a car to drive.
"Why do you have to take on another mortgage?
"I don't mind. I'm a man. No matter how tired I am, it's fine.
"My heart aches for you. I don't want you to be too tired.”
Tong Wenjie was very touched when she heard that. She said sweetly,"
"Hubby, you're so nice.
"However, I'm not afraid of being tired.
"This opportunity is really rare.
"This is a cheap house.
"I don't want to miss it, so I've already considered it.
"We have some savings in our hands. You can borrow some from your parents, and we can borrow some from our friends.
"It's almost enough for the down payment…"
What did he mean by a house full of money?
Fang Yuan did not know what to say.
The money for the down payment was borrowed. How could his life be good in the future?
" Wife, listen to me. It's hard to explain over the phone. We'll discuss this when I get home from work…"
Fang Yuan found an excuse to hang up the phone, feeling very worried.
Four already, half a life,
Now, he did not have to worry about food and drink. It was good enough to be peaceful and quiet. He did not want to struggle anymore.
Tong Wenjie suddenly wanted to buy a house. It was too whimsical.
Buying a house and carrying a mortgage of a few million yuan, how much pressure was that?
He had to think of a way to stop her from having such thoughts.
……
Shuxiang Elegant Garden.
When Song Qian returned home, she did not see her daughter, Qiao Yingzi. She thought that she had gone to look for Qiao Weidong, so she did not care.
She felt a little tired and lay on the bed to take a nap.
In a daze,
Song Qian was sleeping soundly when she was woken up by a series of banging sounds.
She had been suffering from insomnia recently and could only fall asleep with sleeping pills every night.
She finally managed to sleep, but she was woken up.
Song Qian was angry and frustrated.
She could tell that the voice came from Su Cheng's house.
He didn't want to care about it and thought that it would be quiet soon.
But after that, the clanging sounds did not stop.
"What are you doing? Are you done?"
Song Qian was angry and went straight to the door.
This book is provided by FunNovel Novel Book | Fan Fiction Novel [Beautiful Free Novel Book]