Lin Feng turned on his computer and started to search for information on new properties. After the Ice City implemented the purchase restriction policy in February this year, the property prices had dropped, but the drop was not large. This was because the property prices in Ice City were not too high. The average property price in the city was more than 6,000 yuan per square meter.
Lin Feng wanted to buy a house to live in, not to speculate. Hence, he did not care too much about the rise and fall of the property price. As long as it did not fall to the price of cabbage, it would be fine. Of course, it would be even better if it could rise.
After looking around for a while, Lin Feng chose three newly built residential areas. All of them had existing houses. He was prepared to move in after buying, so he did not look at the houses that were not yet completed.
The locations of these three residential areas were very good. The development companies were also well-known real estate companies in the country. The greenery and property of the residential areas were also very good.
Lin Feng decided to go over and look at the buildings one by one tomorrow. Then, he checked the Ice City's purchase restriction policy.
After checking, he felt bad because he was not qualified to buy a house in Ice City!
In the past, he only knew about the limited purchase, but he did not know how to limit the purchase. Now, he finally knew! To buy a house in Ice City, one had to have an Ice City household register, a year's tax certificate, and a social insurance payment certificate. He didn't have any of these things.
When he was in university, he had a collective household registration, but after graduation, he had moved back to his hometown. As for the tax and social security certificates, he did not have them either because he had not worked for more than a year and had never paid personal income tax. The small company he used to work for did not pay social security either.
Why did he have to do so much to buy a house?
With a depressed mood, Lin Feng turned off his computer and went to bed to sleep.
After Lin Feng turned off the lights, Fatty Ju also jumped onto the bed and lay down on Lin Feng's left. Lin Feng patted Fatty Ju's head. Fatty Ju looked at him coldly and then ignored him, closing his eyes and pretending to sleep.
Lin Feng looked at Fatty Ju and suddenly felt much better. He thought to himself, No wonder so many people like to keep pets. It can indeed bring a lot of happiness to people.
…………
The next morning, Lin Feng woke up and took a look at Fatty Ju. Fatty Ju was still very healthy, and he was relieved. After breakfast, he went to the other world as usual and came back. He put on his clothes and went out.
Lin Feng was going to look at houses today. Although he was so angry that he did not want to buy a house after seeing the purchase restriction policy, after sleeping, his anger dissipated. He still had to look at houses. If there was really a house that he liked, there should be a way to bypass the purchase restriction.
The first property that Lin Feng looked at was called Four Seasons City. He walked around the sales office and realized that all the good apartments had been sold out. He did not like the rest of the apartments. They were either too small or the floors were not good.
Therefore, he left and went to the second building. This building was called Riverside Garden. This building had some types of apartments and floors that he liked, but he did not ask about the price. He just walked around the neighborhood and went to the third building.
It was already noon when he finished looking at the three properties. Lin Feng randomly found a restaurant and ate something.
Coming out of the restaurant, Lin Feng went to the second building he saw in the morning, Riverside Gardens. Compared to the third building he saw in the morning, he liked this building more.
"Hello, sir. May I know your name?”A female property salesperson walked over and asked.
My surname is Lin. Lin Feng said.
Mr. Lin, I saw that you came by this morning. Do you have any apartments that you like?”The female property salesperson continued to ask.
I want to see a 150 square meter house with three bedrooms, two living rooms, and two bathrooms.”Lin Feng said.
"Do you have any requirements for the floor?”The female salesperson continued to ask.
Lin Feng walked to the model in the middle of the sales office and pointed at one of the models, The sixteenth, seventeenth, twentieth, twenty-first, and twenty-second floors. I like these floors. Mr. Lin, our current Building 1, Building 6 and Building 7 all have the floor type and floors that you want…" The female real estate salesperson began to introduce to Lin Feng.
Lin Feng listened for a while and said,"The 22nd floor of this 6th building is pretty good. Can you bring me there to take a look?"”
"Alright, Mr. Lin, please follow me.”The female property salesperson brought Lin Feng to look at the houses.
Riverside Gardens was a place where all the rooms were furnished. It was very convenient to move in after buying a bag. Lin Feng took a look around the house and found that the decoration was not bad. Of course, the price was also very high. A 150 square meter house would cost more than 1 million yuan, and the average price per square meter was 9,000 yuan.
After looking at the house, Lin Feng followed the female real estate salesperson back to the sales office and said to the female real estate salesperson,"I like the house very much. I've decided to buy it.
Then are you prepared to take out a loan or pay in full?”The female real estate salesperson asked happily.
Full payment, but…Lin Feng muttered to himself.
Do you have any other requests?" The female real estate salesperson asked carefully.
I don't have a local household registration, nor do I have a tax certificate and social security certificate for more than a year. How can I buy a house? Lin Feng said.
The female real estate salesperson's heart skipped a beat. She felt that today's business was going to fail because she had encountered many such situations since the implementation of the purchase restriction policy. However, she still said dutifully,"I have a few ways to bypass the purchase restriction.”
"Oh, then tell me. Lin Feng's eyes lit up.
" The first option is to find a woman who has a local household register but doesn't have a house under her name to marry. This way, you can bypass the female real estate salesperson."
If this method didn't work, what other methods were there? Lin Feng waved his hand.
The second method was a stupid one, which was to find a company to help you pay for social security and wait for a year before you came back to buy it.”The female real estate salesperson continued.
I want to buy it now. I can't wait a year. Lin Feng said unhappily.
The third method was to buy in the name of the company. This way, the purchase restriction policy could be bypassed. However, this way, the tax on buying a house would be higher, and it was not easy to get a loan. Of course, if you bought it in full, you would not need a loan. However, when you sold the house, you would pay a land appreciation tax, which was roughly 30% to 60% of the appreciation. There was no land appreciation tax for private sales.”The female real estate salesperson said.
Following that, the female real estate salesperson introduced a few ways to bypass the purchase restriction policy, but Lin Feng was not interested in those at all.
He was very interested in buying a house in the name of the company that the female real estate salesperson had mentioned. Although there were many shortcomings, it suited him very well.
Can I pay a deposit first? You can keep this house for me first. After I register the company, I'll come over and pay the full amount. Lin Feng asked.
Mr. Lin, I need to ask our manager.”The female real estate salesperson said.
Alright, go ahead. Lin Feng said.
Mr. Lin, please take a seat first. I'll be back soon. The female real estate salesperson got up and went upstairs. She came back about ten minutes later. Mr. Lin, our manager said yes.”
Alright, then let's go pay the deposit. Lin Feng followed the female real estate salesperson to the finance department to pay a deposit of 100,000 yuan. Then, he left the sales office and prepared to go home.
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