January 3rd, 2017.
Su City, Peach Blossom Spring Villa.
Xiao Luo was looking at the revenue data of White Cloud Bank.
White Cloud Bank was his fifth company and had officially opened in early October.
At the beginning of the opening.
Baiyun Bank launched "Baiyun loan" and "Baiyun car loan".
Baiyun loan was a loan product that could be operated online from application, approval to loan.
The user only needed to click "borrow money" from the "wallet" page of Baiyun Short videos and Baiyun E-commerce. The system would judge the personal credit status within a few seconds and give a loan limit ranging from 1000 yuan to 200,000 yuan.
According to the corresponding prompt to fill in the information, you can complete the loan online in just 15 minutes, and you can borrow and return it at any time.
Baiyun car loan was a loan product for car purchases.
The user only needed to go to the "car purchase qualification" page of Baiyun car APP, and the system would judge the user's credit and give a limit of 50,000 to 400,000 yuan.
In just two months.
Baiyun Bank had 20 million registered users, more than 8 million credit users, and a total of more than 30 billion yuan in loans.
At present, Baiyun Bank mainly had four businesses, namely physical banking, consumer finance, wealth management, and fund clearing.
Physical banks were offline branches that bloomed all over Sucheng. Users could carry out services such as deposits and withdraws.
Consumption finance mainly included Baiyun loan and Baiyun car loan.
Wealth management was to sell money funds, stock funds, insurance, and other products through mobile applications.
Capital clearing was the business of clearing merchant funds and enterprise funds.
Of course, because it involved the consumer finance field.
Baiyun Bank had established a risk control department.
This department specialized in collecting risk data in different fields such as customer information, product transactions, credit behavior, credit reporting, partners, and third-party platforms. It introduced new risk identification and algorithm technology, and successively established a series of models such as customer credit, social rating, credit rating, merchant credit, and fraud detection.
In the revenue data.
The current White Cloud Bank had yet to make a profit and was in a state of loss.
However, Xiao Luo was not in a hurry.
The profits of the banking industry were very considerable.
As time passed.
Baiyun Bank would definitely turn losses into profits and become one of the most commonly used consumer financial products for the common people.
After looking at the revenue data.
Xiao Luo's mind moved, and he opened the system's virtual attribute panel.
[Host: Xiao Luo]
[Age: 25]
[Family: Xiao Family]
[Number of Family Members: 56]
[Number of academicians: 3]
[Number of Billionaires: 1]
[Billionaires: 3]
Billionaires: 27
Highest military rank: Colonel
Highest Academic Title: Academician
Highest title in the medical field: Academician
[Highest Level in the Realm of Proof: Provincial Deputy]
[Highest ranking in the business world: Number one on the list of richest people in China]
[Clan Halo: Unity and Harmony Halo, Double Talent Halo]
[Family Building: Baiyun Construction Group, Quality Aura of Construction, Speed Aura of Construction]
Family medical treatment: Baiyun Hospital, Baiyun Pharmaceutical Company, Baiyun Medical Equipment Group, Medical Staff Talent Aura, Hospital Equipment Research and Development Aura
Family businesses: Baiyun Technology, Baiyun E-Commerce, Baiyun Investment, Baiyun Car, Baiyun Bank, Baiyun Bike Sharing, Baiyun Charging Sharing...
Family Farming: Not available yet
[Family education: Not available yet]
[Family Technology: Not available yet]
……
In the attribute panel.
This year, Xiao Jiannan, Xiao Yuzhe, Xiao Shanjing, Xiao Yunfeng, Xiao Yunqi, Ding Meilin, Tian Cancan, Sun Manni, Chen Yun, Tang Ning, and Xia Ping of the Xiao Family in Hangzhou had all become billionaires.
The number of billionaires in the Xiao family had reached 27!
As for the billionaire, he was referring to Xiao Luo himself.
Billionaires referred to Xiao Luo, Xiao Congxin, and Shen Li.
The latest valuation of Baiyun Bike Sharing was 35 billion yuan. Shen Li owned 30% of the shares and her net worth was 10.5 billion yuan.
What was worth mentioning was…
The Xiao Family Foundation also held 30% of the shares of the White Cloud Bike Sharing Company, and it benefited a lot.
With the follow-up financing of Baiyun Bike Sharing.
Shen Li and the Xiao Family Foundation's shares would be diluted, but the valuation would continue to rise.
The highest ranking in the business world was Xiao Luo, the richest man in China.
The highest level in the Realm of Enlightenment was Su Province's Chang Wei, Xiao Congren.
The highest rank in the military was Colonel Xiao Congzhi, the director of the Benevolent Martial Arts Office in Sucheng Industrial Park.
The highest academic titles were Academician Xiao Congyi, Academician Zhao Lijia, and Academician Xiao Congli.
……
After taking stock.
Xiao Luo was in a good mood.
In the past two years, there were many aspects of the Xiao family that required him to carry a heavy burden.
For example, providing program ideas for Hang City's uncle, Xiao Shiji.
For example, investing tens of billions in the Xiao Family Foundation.
For example, holding a New Year's Eve party to increase the influence of the family's district.
For example, investing in the construction of a 4G base station and paving Xiao Congren's Qingyun Road.
But now…
Everyone in the Xiao family had made a name for themselves in their respective fields.
He went to one place and made it fall.
The clan advanced with great strides, and their foundation became stronger and stronger.
The time when Xiao Luo carried a heavy burden for the family was gone forever.
As for his cousin Xiao Yuzhe, who became the number one person in China's sports world, his cousin Xiao Hanjie, who developed a hair loss medicine, and his cousin Xiao Hanwen, who established White Cloud Hospital, their names shook the country one after another.
Xiao Luo didn't feel any jealousy or jealousy.
On the contrary, he felt happy and proud for his cousin's achievements!
……
Just as he was thinking.
A long-lost electronic voice suddenly sounded in Xiao Luo's mind.
"Ding! [Congratulations to the host for completing the main mission: Make the Xiao family the number one family in Wuhe County within a year!]”
As soon as he finished speaking.
Xiao Luo smiled knowingly.
2016 had just passed.
The overall strength of the Xiao family had reached a new level.
When a family had the richest man in China, a provincial deputy boss, three academicians, three billionaires, and 27 billionaires...
The strength of this family was often very terrifying!
Billionaires had connections.
With so many connections in various fields combined, the impact was huge!
If a resident of Wuhe County studied at White Cloud High School and White Cloud University and worked in a White Cloud Enterprise after graduation, he would be able to get a job.
He was going to see a doctor at Baiyun Hospital.
The medicine he took came from Baiyun Pharmaceutical Company.
He was going to deposit money at the White Cloud Bank.
He was watching a movie from Baiyun Movies.
The car he was driving was from Bai Yun Car.
He wanted to hire Lawyer Bai Yun for his lawsuit.
He bought a house from White Cloud Real Estate.
It was not an exaggeration to say.
Perhaps he would be connected to the White Cloud industry for the rest of his life.
This kind of thing was extremely terrifying.
The Xiao family's influence in Wuhe County.
Although he had not reached this level yet, it was not impossible in the future!
"Ding! Congratulations to the host for obtaining the family education gift pack x1. Do you wish to open it?”
"Of course!"
Xiao Luo said firmly.
"Ding! Congratulations to the host for obtaining 100 billion yuan of family operating funds!”[Remark: All funds are limited to the development and construction of the family business!]
"Ding! Congratulations to the host for obtaining the double halo of the family's learning ability!”[Remark: All students of the clan will have their learning ability doubled!]
"Ding! Congratulations to the host for obtaining the Double Profession Halo!”[Note: All teaching teams in the family will receive double the teaching effect!]
He heard a series of system notifications.
A smile appeared on Xiao Luo's face.
Compared to last year.
This year, the family's operating funds were still 100 billion yuan.
However, the main mission reward of the family education halo was very important to the Xiao family!
The Xiao family was involved in the education industry, including White Cloud High School, White Cloud Art Studio, and White Cloud University.
Under the enhancement of the Double Learning Ability Halo.
All the students in the Xiao family's education industry would have their learning ability doubled.
The halo sounded ordinary.
However, one point in the college entrance examination was more than enough to defeat a thousand people.
Even a single point was so important.
Not to mention that his learning ability had doubled?
After the Xiao family's education industry students 'learning ability doubled, everyone could go from being a slacker to a top student, and a top student to a genius.
The Great Teacher Enlightenment Double Halo was also very useful.
As the saying goes, a great teacher produces an outstanding disciple.
The core resources of the education field were master teachers!
Ordinary teachers might not be able to explain a single point of knowledge even if they tried their best.
An excellent teacher could explain boring knowledge in one sentence.
Three years of high school.
His teacher was a national teacher.
Your teacher is just an ordinary teacher who lazes around and doesn't even prepare for lessons.
Students from both sides.
The results of the college entrance examination would definitely be heaven and earth!
With the support of the two halos.
White Cloud Art Studio, White Cloud High School, and White Cloud University would all become the top schools in the country and nurture countless outstanding students.
The education industry had a very important advantage.
The world was filled with students!
Think about it.
Bai Yun University had produced countless outstanding graduates.
These graduates entered various fields in the country and gradually became famous.
Baiyun University had encountered some difficulties.
Regardless of whether it was funding or other aspects, they would be able to help White Cloud University.
And the Xiao family, who founded Baiyun University, would also benefit from it!
"Ding! [Main mission: Make the Xiao family the number one family in Su City within a year!]”
Hearing this.
Xiao Luo frowned slightly.
As the Xiao family gradually rose, the difficulty of the main mission also became higher and higher.
If it was in an ordinary prefecture-level city.
The Xiao family's current strength might already be the number one family in the city.
However, Su City was the most prosperous prefecture-level city in Xia country.
Su City itself was a treasure land with many talented people.
Everything else aside.
Just in the Proving Realm, many big shots were from Sucheng.
These big shots were not prostitutes in Sucheng, but all over the country.
Some of them were border officials from other provinces, and some were people who stood at the top of the pyramid in Xia country.
[The System determines the overall strength of the clan.]
Wealth was only one aspect.
The other party was extremely powerful. Perhaps a single sentence from him could turn the Xiao family's wealth into a bubble.
Thinking of this…
Xiao Luo smiled.
Since the day he obtained the system, he had been determined to develop the Xiao family into the world's number one family.
If the Xiao family couldn't even become the number one in Sucheng...
Then how could he be number one in the world?
The Xiao Family was definitely going to be the number one family in Sucheng!
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